Core Insights - RedCloud Holdings plc announced record preliminary full-year 2025 results, with revenue reaching $53.7 million, exceeding previous guidance and reflecting a 15% year-over-year growth [2][3] - The company raised its 2026 revenue guidance by 20% to $120 million, driven by continued execution and expanding joint venture deployments [2][4] Financial Performance - Preliminary full-year 2025 revenue of $53.7 million surpassed management's guidance of $51–$53 million [2][3] - Total transaction value for 2025 grew by 31% to $3.2 billion, with cumulative platform trades amounting to $6.9 billion [3] Strategic and Operational Highlights - RedCloud operates six hubs serving nearly 67,000 businesses across Nigeria, South Africa, Brazil, Argentina, Saudi Arabia, and Türkiye by Q1 2026 [5] - The company is a member of NVIDIA Connect, enhancing its AI capabilities for demand forecasting, dynamic pricing, and inventory optimization [5] - The launch of RedAI's agentic trading capabilities is scheduled for February 2026, aimed at automating trading decisions [5] Market Context - The FMCG industry, valued at $14.6 trillion, still relies heavily on traditional methods like spreadsheets and phone calls, presenting a significant opportunity for RedCloud's algorithmic trading solutions [4][11] - RedCloud aims to address inefficiencies in global supply chains, which lose approximately $2 trillion annually [5]

Core Viewpoint - RedCloud Holdings plc has launched its Early Access Program for the RedAI Trading Co-Pilot, marking a significant transition from product development to real-world deployment in the global trade sector [1][2][6]. Group 1: Product Launch and Features - The Early Access Program, codenamed 'Genesis', allows select FMCG partners to test RedAI as a co-pilot before its public launch in February 2026 [2]. - RedAI aims to address inefficiencies in global FMCG supply chains, which move over $14.6 trillion annually, by closing a $2 trillion global inventory gap through enhanced decision-making capabilities [3]. - The platform utilizes proprietary trading datasets and historical data to provide predictive insights and actionable recommendations, facilitating faster and more informed trading decisions [4]. Group 2: Program Objectives and Partnerships - The Early Access Program will validate decision accuracy, workflow impact, and operational performance in live trading environments, with feedback from participants informing final product refinements [5]. - The development of RedAI is supported by partnerships with AWS and NVIDIA, leveraging advanced AI models and cloud services to enhance the platform's capabilities [5]. Group 3: Company Mission and Background - RedCloud's mission is to build an intelligence infrastructure for global trade, focusing on the aggregation of proprietary trading data to enhance market intelligence across the FMCG industry [7]. - The company, co-founded by Justin Floyd and Soumaya Hamzaoui, went public on the Nasdaq under the ticker "RCT" in March 2025 [8].

Core Insights - RedCloud Holdings plc will publish preliminary unaudited financial results for full-year 2025 on January 14, 2026, including updates on joint ventures and 2026 guidance [1][2] Company Overview - RedCloud aims to build an intelligent infrastructure for global trade through its RedAI platform, which aggregates proprietary trading and market data from the FMCG industry [3] - The company provides market intelligence and a 'trading layer' of products to facilitate the digital exchange of FMCG products across supply chains, supported by a payments and lending ecosystem [3] - RedCloud was co-founded by Justin Floyd and Soumaya Hamzaoui and went public on Nasdaq under the ticker "RCT" in March 2025 [4] Recent Developments - For FY2025, RedCloud reported strong performance with revenue guidance of $51–53 million and is targeting $100 million in revenue for 2026 [6] - The company secured an infrastructure license in Türkiye, expected to generate up to $5 million annually in license fees, with a minimum 10-year term and a 50% revenue share on transactional revenue [6] - A joint venture with Kayanat Holding was launched to enter Saudi Arabia's $60 billion FMCG market, aligning with the country's Vision 2030 initiative [6] - RedCloud has joined NVIDIA Connect to enhance its AI capabilities, accelerating platform performance and development [6] - The company has crossed $5.1 billion in cumulative trades, providing real-world data to train its algorithms [6]

Core Viewpoint - RedCloud Holdings PLC has exceeded management expectations in 2025, positioning the company for accelerated growth and expansion in 2026 [1] 2025 Performance - The company reaffirms its full-year revenue guidance of $51-53 million, marking its strongest year on record, driven by market expansion and increased platform adoption [2] - The signing of joint ventures, including a $50 million licensing and revenue share agreement for the Turkish market, provides a capital-light model for global expansion [2] 2026 Outlook - RedCloud targets $100 million in revenue for 2026, supported by growth in existing markets and contributions from joint ventures in Saudi Arabia and Turkey [4] Business Growth and Strategy - The company doubled its customer base in 2025 and signed joint ventures in two major Middle Eastern markets, alongside a partnership with NVIDIA [3] - In Q1 2026, RedCloud will operate six global hubs, serving nearly 70,000 businesses and aiming to nearly double revenues to $100 million [5] Technology Foundation and Roadmap - RedCloud joined NVIDIA Connect, enhancing the development of AI-native trading algorithms across its global hubs, enabling real-time demand forecasting and dynamic pricing optimization [5][7] - A major product release, RedAI, is expected in February 2026, featuring an agentic interface for better trading decisions based on proprietary data and market insights [6] Industry Positioning - RedCloud aims to build the intelligent infrastructure for global trade, similar to how Bloomberg and Google transformed financial markets and information, respectively [3][8] - The company focuses on the $50 trillion FMCG supply chain, providing a platform designed to scale beyond current capabilities [8]

Financial Data and Key Metrics Changes - The company reported a revenue of $17.9 million for the first half of 2025, an increase of approximately 12% compared to $16.1 million in the first half of 2024 [11] - Total transaction value increased by 28% to $1.2 billion over the same period last year [10] - The company reduced its transaction fee in H1 2025 to acquire higher volumes of data, which resulted in licensing deals [10] Business Line Data and Key Metrics Changes - The company experienced a decline of approximately $4 million in the Argentinian market compared to the same period last year, reflecting a strategic decision to reallocate capital to higher-return-generating opportunities [12] - Operations in Nigeria, the oldest and largest market, continued to drive significant revenue growth [11][29] Market Data and Key Metrics Changes - Nigeria remains the largest market, with expectations of continued growth due to its status as a trading hub for essential consumer goods [35][36] - The company is expanding into new markets, including Turkey and Saudi Arabia, with significant potential revenue streams identified [21][22] Company Strategy and Development Direction - The company aims to scale its operations aggressively using a capital-efficient de-risk expansion model, focusing on joint ventures with local partners [6][7] - A target of $100 million in revenue for 2026 has been set, driven by growth in existing markets and new joint ventures [11][16] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the growth potential of Nigeria, citing its projected status as one of the largest economies by 2075 [35] - The company views capital as a tool for accelerating value creation and plans to evaluate capital markets opportunistically to support growth [17] Other Important Information - The company simplified its balance sheet by converting a large portion of shareholder loans to equity, reducing total liabilities from over $86 million to just over $21 million [11][15] - The company has entered into a revolving trade facility of up to GBP 2 million and issued nine million shares to raise $13.5 million [15] Q&A Session Summary Question: Addressable market for JVs and strategic impact - Management discussed the attractiveness of Turkey as a market due to its historical trading significance and potential for revenue growth [20][21] Question: Transaction volume trends and distributor reactions - Management indicated that transaction volumes are expected to increase significantly in the second half of 2025, driven by reduced fees and improved data acquisition [26] Question: Performance in core geographies - Nigeria and South Africa are performing well, while Argentina has seen a strategic pullback [29] Question: Future market expectations and economic trends in Nigeria - Management highlighted Nigeria's potential as a trading hub and its growing consumer population as key factors for confidence in future revenue [35][36] Question: Joint venture partner details and revenue model - The joint venture in Turkey is with Pro Raba Limited, led by a significant figure in the Turkish industry, and the revenue model includes a minimum licensing fee and revenue sharing [58][63] Question: Break-even expectations - Management expects to reach break-even in Q2 of 2026, prioritizing investments in joint ventures [81]

Financial Data and Key Metrics Changes - The company reported a revenue of $17.9 million for the first half of 2025, a 12% increase from $16.1 million in the same period of 2024 [10][11] - Total transaction value increased by 28% to $1.2 billion compared to the previous year [10] - The company reduced its transaction fee to acquire higher volumes of data, which contributed to the growth in licensing deals [10][11] - Total liabilities decreased significantly from $86 million to just over $21 million due to the conversion of shareholder loans to equity [11][15] Business Line Data and Key Metrics Changes - The company experienced a decline of approximately $4 million in the Argentinian market, reflecting a strategic decision to reallocate capital to higher-return opportunities [12] - Nigeria remains the largest market, contributing significantly to revenue growth, while South Africa is also performing well [29] Market Data and Key Metrics Changes - The company operates in Nigeria, South Africa, Argentina, and Brazil, with plans for aggressive expansion into new markets [6][12] - The Turkish market was highlighted as a new opportunity with a 10-year licensing agreement worth up to $50 million [7][21] Company Strategy and Development Direction - The company aims to scale its operations and is targeting $100 million in revenue for 2026, driven by growth in existing markets and new joint ventures [11][17] - The strategy includes forming joint ventures with local partners to minimize capital outlay while leveraging their market knowledge [6][7] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the growth potential of Nigeria, citing its projected status as one of the largest economies by 2075 [35][36] - The company is focused on building intelligent infrastructure for supply chains, which is seen as a critical need in the FMCG industry [24][93] Other Important Information - The company has strengthened its leadership team by hiring a new CFO and a Chief Strategy Officer [8] - The company plans to manage liquidity carefully and evaluate capital markets opportunistically to support growth [11][17] Q&A Session Summary Question: Addressable market for JVs and strategic benefits - Management discussed the attractiveness of the Turkish market due to its historical trading significance and potential for expansion into adjacent markets [20][21] Question: Transaction volume trends and distributor reactions - Management noted that transaction volumes are expected to increase significantly in the second half of 2025, driven by reduced fees and improved data acquisition [25][26] Question: Performance in core geographies - Nigeria continues to perform well, while Argentina has seen a strategic pullback; South Africa and Brazil are also expected to contribute positively [29][57] Question: Future market opportunities - Management highlighted Nigeria and Saudi Arabia as key markets for growth, with significant consumer demand and supply chain challenges [35][36][70] Question: Joint venture partner details - The Turkish JV partner is ProRaba Limited, led by a former Treasury Minister, which brings significant industry connections [58][60] Question: Revenue model for joint ventures - The revenue model includes a minimum licensing fee and a 50/50 revenue share from joint venture operations [63][70] Question: Break-even expectations - The company plans to achieve break-even in Q2 of 2026, prioritizing investments in joint ventures [81]

Financial Data and Key Metrics Changes - The company reported a revenue of $17.9 million for H1 2025, a 12% increase from $16.1 million in H1 2024, driven by a 28% increase in total transaction value to $1.2 billion [10][11] - Total liabilities were reduced from over $86 million at year-end to just over $21 million as of June 30, 2025, due to the conversion of shareholder loans to equity [11][15] - The company is targeting a revenue of $100 million for 2026, indicating a strong growth outlook [7][11] Business Line Data and Key Metrics Changes - The company experienced a decline of approximately $4 million in the Argentinian market compared to the same period last year, reflecting a strategic decision to reallocate capital to higher-return opportunities [12] - Expenses for H1 2025 totaled $38 million, up from $32.6 million in the prior year, with significant increases in salaries and benefits due to investments in product engineering and commercial roles [12][13] Market Data and Key Metrics Changes - Nigeria remains the largest market, contributing significantly to revenue growth, while South Africa is also performing well [26][37] - Argentina's performance has declined, prompting a shift in strategy towards joint ventures [12][26] Company Strategy and Development Direction - The company is focusing on a capital-light expansion model through joint ventures, allowing for aggressive scaling with minimal capital deployment [5][6] - A recent 10-year licensing agreement in Turkey is expected to generate up to $50 million in recurring revenues, showcasing the scalability of the business model [6][7] - The company plans to enter new markets, including Saudi Arabia and Türkiye, leveraging local partnerships to mitigate risks [5][6][7] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the growth potential of Nigeria, citing its position as a trading hub and the increasing demand for essential consumer goods [35][36] - The company anticipates that the FMCG industry will increasingly rely on intelligent infrastructure, positioning itself as a key player in this transition [24][36] Other Important Information - The company has strengthened its leadership team by appointing a new CFO and Chief Strategy Officer to support its growth initiatives [8] - The company is managing liquidity effectively and is comfortable with its near-term capital position, planning to evaluate capital markets opportunistically [11][17] Q&A Session Summary Question: Addressable market for JVs in Turkey and strategic benefits - Management highlighted Turkey's historical significance as a trading hub and the potential for significant revenue streams from the JV [20][21] Question: Trends in transaction volume and marketing commissions - Management noted that transaction volume is expected to increase significantly in the second half of the year, with a focus on data acquisition [25][26] Question: Compelling markets for 2026 and Nigeria's economic trends - Nigeria is expected to remain a key market due to its growing economy and essential goods demand, with management confident in its revenue outlook [35][36] Question: Joint venture partner details in Turkey - The JV partner in Turkey is ProRaba Limited, led by a former Treasury Minister, which has strong relationships in the FMCG sector [59][60] Question: Revenue model for joint ventures - The revenue model includes a minimum licensing fee and a 50/50 revenue share from the JV operations [64][70] Question: Break-even expectations - Management plans to achieve break-even in Q2 2026, prioritizing investments in joint ventures [80]

Core Insights - RedCloud Holdings plc reported a 28% year-over-year growth in Total Transaction Value (TTV) for H1 2025, reaching $1.2 billion, and a 12% increase in revenue to $17.9 million [1][6] - The company anticipates full-year revenue between $51 million and $53 million for 2025, with a target of $100 million for 2026 [2][7] Financial Highlights - Revenue for H1 2025 was $17.9 million, up 12% year-over-year [6] - Total Transaction Value reached $1.2 billion, reflecting a 28% increase year-over-year [6] - Cumulative trades amounted to $5.1 billion, contributing to AI training [6] - Total liabilities decreased significantly to $21.4 million from $86.3 million [6] Strategic Highlights - RedCloud signed an infrastructure license in Turkey, expected to generate up to $5 million annually in license fees, with a minimum 10-year term and a 50% revenue share on transactional revenue [6] - The company launched a joint venture in Saudi Arabia, entering the $60 billion FMCG market, aligned with Vision 2030 [6] - RedCloud joined NVIDIA's partner program to enhance AI-native infrastructure development [6] Balance Sheet Strengthening - $66.9 million of shareholder loans were converted to equity, and all $22.6 million of convertible debt was eliminated [6] - An additional $13.5 million in equity was raised in July, along with $3.1 million from option exercises [6] - A new £2 million revolving credit facility was secured [6]

Core Insights - RedCloud Holdings plc has signed a joint venture to deploy its RedAI platform in Türkiye, with a minimum contract value of $5 million per year over ten years, targeting the $166 billion Fast Moving Consumer Goods (FMCG) market [1][12] - The Turkish FMCG market is estimated to have a $22 billion inventory gap due to systemic inefficiencies and outdated practices [2][12] - The joint venture aims to enhance supply chain efficiency and economic growth in Türkiye by leveraging AI technology [4][5] Company Overview - RedCloud's mission is to build intelligent infrastructure for global trade through its RedAI platform, which aggregates proprietary trading and market data [9] - The company reported a full-year 2024 revenue of $46.5 million, reflecting a 135% year-over-year growth, with a Total Transaction Value (TTV) of $2.5 billion processed [5] - RedCloud's platform traded 184,731 products from 6,765 FMCG brands across high-growth markets, serving various retail and hospitality sectors [6] Market Position - The joint venture in Türkiye follows a similar partnership in Saudi Arabia, indicating RedCloud's strategy to scale its AI-powered trading technology globally [4] - RedCloud Türkiye will be headquartered in Istanbul and is expected to launch operations in Q1 2026 [3] - The company aims to provide improved supply chain insights to retailers and critical market data to manufacturers and distributors, enhancing overall market performance [4]

LONDON, Dec. 05, 2025 (GLOBE NEWSWIRE) -- RedCloud Holdings plc (“RCT”) (“RedCloud” or “Company”), the company building an intelligent foundation for global trade, today announced the appointment of Magdalena Gonzalez as Chief Financial Officer, effective January 5th, 2026. Gonzalez, who currently serves on RedCloud’s Audit Committee, will transition into an executive role, bringing deep financial expertise to the Company’s leadership team. As CFO, Gonzalez will oversee RedCloud's financial strategy, playin ...