Upstart(US:UPST) ZACKSยท2025-10-09 23:01Core Viewpoint - Upstart Holdings, Inc. is set to report earnings on November 4, 2025, with significant anticipated growth in EPS and revenue compared to the previous year [2][3]. Group 1: Stock Performance - Upstart Holdings, Inc. closed at $52.37, reflecting a +1.18% change from the previous day, outperforming the S&P 500, which fell by 0.28% [1]. - The stock has decreased by 17.08% over the past month, underperforming the Finance sector's gain of 0.87% and the S&P 500's gain of 4.03% [1]. Group 2: Earnings Expectations - The upcoming earnings report is expected to show an EPS of $0.42, representing an 800% increase year-over-year [2]. - Revenue is projected to reach $281.02 million, indicating a 73.32% increase compared to the same quarter last year [2]. Group 3: Full Year Projections - For the full year, earnings are estimated at $1.66 per share, reflecting a +930% change from the previous year [3]. - Revenue for the full year is projected at $963.44 million, showing a +51.36% increase from the prior year [3]. Group 4: Analyst Forecasts - Recent revisions to analyst forecasts for Upstart Holdings, Inc. are crucial as they indicate changing business trends and analysts' confidence in performance [4]. - Positive revisions in estimates are associated with potential stock price performance [5]. Group 5: Valuation Metrics - Upstart Holdings, Inc. has a Forward P/E ratio of 31.18, significantly higher than the industry average of 12.1, suggesting it is trading at a premium [7]. - The Financial - Miscellaneous Services industry, part of the Finance sector, holds a Zacks Industry Rank of 90, placing it in the top 37% of over 250 industries [7]. Group 6: Zacks Rank System - The Zacks Rank system, which ranges from 1 (Strong Buy) to 5 (Strong Sell), has a strong historical performance, with 1 rated stocks averaging a +25% annual return since 1988 [6]. - Upstart Holdings, Inc. currently holds a Zacks Rank of 3 (Hold), indicating a neutral outlook [6].