德银预测：到2030年，全球央行可能会持有大量比特币和黄金储备

Group 1: Core Insights - The trend of de-dollarization and increased demand for safe-haven assets is leading to a significant shift in traditional central bank reserve allocations, with Bitcoin and gold expected to become important components by 2030 [1] - The report from Deutsche Bank highlights that the share of the US dollar in global reserves has decreased from 60% in 2000 to an estimated 41% by 2025, creating space for alternative reserve assets like gold and Bitcoin [1][2] - Gold's status as a traditional safe-haven asset is being reinforced, with central banks becoming net buyers since 2010, and the total amount of gold held in global central bank reserves exceeding 36,000 tons [2] Group 2: Bitcoin as a Reserve Asset - Bitcoin is gaining attention as a potential reserve asset, drawing parallels to the historical discussions surrounding gold, with analysts suggesting it could become a new "financial safety cornerstone" [3] - Despite the growing interest, the debate around Bitcoin's role in central bank reserve strategies remains contentious, with its performance as an asset prompting broader discussions [3] Group 3: Market Perspectives - Not all market observers agree with the optimistic outlook for Bitcoin and gold as reserve assets; analysts from JPMorgan suggest that stablecoins could unlock new demand for the US dollar, potentially adding $1.4 trillion in demand by 2027 [4] - Deutsche Bank's report maintains a cautious stance, emphasizing that neither Bitcoin nor gold will completely replace the US dollar, but rather serve as complementary tools in central bank reserve strategies [4]