漳州多地新政，降低购房压力→

Core Viewpoint - The recent issuance of the "Shared Ownership" housing policy in Zhangzhou aims to support the housing needs of urban and rural residents, promoting a new model of real estate development that combines market mechanisms with social security [1] Summary by Relevant Sections Shared Ownership Housing Definition - "Shared Ownership Housing" refers to properties jointly funded by state-owned enterprises and individuals, where individuals must repurchase the state-owned share within a specified period at the original purchase price without interest [2] Yunxiao County Policy - Yunxiao County allows a maximum down payment support of 300,000 yuan, targeting local residents without housing or those needing to improve their living conditions, as well as non-local workers with over one year of continuous employment [3] - The sales process is organized in phases to avoid "housing rush," with transparent pricing and a down payment requirement of 15% for commercial loans and 20% for public housing loans [3] Nanjing County Policy - Nanjing County has allocated 100 million yuan to support the purchase of "Shared Ownership" housing, with a policy period from August 26, 2025, to August 8, 2026 [5] - The maximum down payment support is 200,000 yuan, with a 10-year interest-free repayment period for the state-owned share [5] Taiwan Business Investment Zone Policy - The Taiwan Business Investment Zone offers a maximum down payment support of 350,000 yuan, with a policy implementation period from September 15, 2025, to December 31, 2025 [7] - Eligible applicants include local residents and non-residents working in the area for at least three months, with a maximum down payment of 15% of the purchase price [7] Pinghe County Policy - Pinghe County's policy, effective until August 30, 2026, limits housing sources to projects developed by state-owned enterprises, with a maximum down payment support of 200,000 yuan [10] - Buyers can repurchase the state-owned share within 10 years, with a possible extension of up to 5 years under special circumstances [10] Longhai District Policy - Longhai District's policy, valid until September 11, 2026, has no restrictions on eligible applicants and offers a maximum down payment support of 200,000 yuan [12] - Buyers must repay the state-owned share within 10 years, with a possible extension of up to 5 years [13] Overall Impact - The introduction of "Shared Ownership" housing policies across various districts in Zhangzhou is a significant step towards implementing housing security systems, aiming to alleviate down payment pressures and enhance housing rights for residents [13]