国家金融监督管理总局：明确非车险“报行合一”要求

Core Viewpoint - The National Financial Supervision Administration has issued a notice to strengthen the regulation of non-auto insurance business, which refers to property insurance other than motor vehicle insurance [2][3] Summary by Relevant Sections - The notice standardizes the development and use of related products, reinforces insurance rate management, and mandates strict adherence to approved insurance products, promoting compliance with the "reporting and implementation" requirements for non-auto insurance products [3] - It aims to optimize the assessment mechanism, shifting the operational philosophy of property insurance companies from pursuing scale and speed to focusing on quality and efficiency [3] - The notice also regulates premium income management, requiring property insurance companies to improve information systems and strengthen internal control mechanisms for stringent financial management from the source [3] - The Financial Supervision Administration states that the release of this notice represents a comprehensive review and systematic optimization of non-auto insurance regulatory policies, which will promote rational competition, cost reduction, efficiency enhancement, and high-quality development of non-auto insurance business, providing more effective insurance protection for the public and economic development [3]