李嘉诚王健林预言成真！家里有2套房以上家庭，今年起或迎来3个结局

Core Insights - The real estate market is undergoing significant changes, leading to challenges for families with multiple properties, as evidenced by rising vacancy rates and declining rental yields [1][3][4] Group 1: Market Trends - As of Q2 2025, the national residential vacancy rate is projected to reach 16.8%, an increase of 3.5 percentage points since 2020 [1] - Average rental yields in first-tier cities are only 1.7%, while second-tier cities are even lower at 1.3%, making property investments less attractive compared to bank deposits [1] - A report indicates that 53 out of 70 major cities in China experienced a year-on-year decline in second-hand residential prices, with an average drop of 5.7% [3] Group 2: Financial Implications - The average property management fee is expected to rise by 8.7% in 2025, reaching 3.8 yuan per square meter per month, increasing the holding costs for property owners [3] - Approximately 36% of families with multiple properties report facing cash flow difficulties due to insufficient rental income to cover mortgage payments and maintenance costs [5] Group 3: Rental Market Challenges - Rental prices have decreased, with first-tier cities seeing a 5.2% drop and second-tier cities experiencing a 7.8% decline [4] - The average vacancy period for residential properties has extended to 2.7 months, an increase of 1.1 months since 2020, leading to longer periods without rental income [4] Group 4: Potential Outcomes for Property Owners - Many families are considering selling properties at discounted prices due to ongoing negative cash flow and asset depreciation [7] - The average transaction cycle for residential properties in major cities has increased to 98 days, with an average price difference of 8.7% between listing and selling prices [7] Group 5: Strategic Recommendations - Families should conduct a thorough assessment of their financial situation, including calculating the actual yield of each property and considering selling underperforming assets [8][10] - Adjusting rental strategies, such as lowering rents or making minor renovations, can improve rental competitiveness and potentially increase yields [8] - Diversifying asset allocation away from real estate into lower-risk financial products is advisable for families heavily invested in property [10][11]