一分钟被抢光？储蓄国债成投资者新宠

Core Insights - The recent issuance of the seventh and eighth phases of savings bonds has generated significant interest among investors, leading to rapid sellouts on the first day of availability [1][3] - The total planned issuance amount for these bonds is 26 billion, with each phase having a maximum issuance of 13 billion [1] - The bonds offer fixed interest rates of 1.63% for the 3-year bond and 1.70% for the 5-year bond, which are higher than typical bank deposit rates [1][3] Group 1: Investor Interest - Investors reported long queues at banks, with some branches selling out of bonds quickly, indicating high demand [1] - A bank representative noted that the distribution of issuance quotas varies by branch, leading to differences in availability [1] Group 2: Advantages of Savings Bonds - Savings bonds are considered a stable investment backed by national credit, providing a secure way to grow wealth [2][3] - The fixed interest rates and terms protect investors from market fluctuations, making them an attractive option for conservative investors [2][3] - The minimum purchase amount is set at 100, with a maximum limit of 3 million per individual for each bond issue [2] Group 3: Comparative Analysis - Savings bonds typically offer interest rates that are 0.3 to 0.5 percentage points higher than standard bank deposits, enhancing their appeal [3] - The ability to redeem savings bonds early, with a progressive interest rate structure, adds to their liquidity compared to traditional bank savings [3] - The tax-exempt status of interest earned on savings bonds further distinguishes them from bank deposits, making them a more favorable investment choice [3]