今日金价下跌，黄金跌破1170元，买金子现在划算吗？

Group 1 - The core point of the article is that the recent drop in gold prices presents a buying opportunity for consumers, as prices have decreased significantly compared to previous levels [1][3]. - Current gold prices from major brands are as follows: Chow Tai Fook at 1168 CNY per gram, platinum at 665 CNY per gram, and gold bars at 1037 CNY per gram, with some brands like China Gold dropping to 1071 CNY per gram [1][3]. - The decline in gold prices is attributed to a stronger US dollar, rising US Treasury yields, and a seasonal dip in domestic consumption, making it a favorable time for potential buyers [3][9]. Group 2 - Consumers should differentiate between "jewelry gold" and "investment gold," as the former includes additional costs such as craftsmanship and brand premiums, making it more expensive [3][6]. - It is advisable to monitor gold prices for a few days before making a purchase, as prices can fluctuate frequently, and a drop today does not guarantee a continued decline [5][10]. - The cost of craftsmanship should not be overlooked, as it can significantly affect the total price of jewelry, with fees ranging from 80 to 150 CNY per gram for brands like Chow Tai Fook [6][7]. Group 3 - The price differences among brands can be substantial, with some brands offering prices that vary by nearly 1000 CNY for larger purchases, emphasizing the importance of comparing prices [7][8]. - For those looking to buy gold for weddings or gifts, the current price drop is advantageous, while long-term investors should consider the stability of gold as a value-preserving asset [8][9]. - The article concludes that gold price fluctuations are normal, and maintaining a steady mindset is crucial for making informed purchasing decisions [10].