SoFi Technologies(US:SOFI) ZACKSยท2025-10-10 22:46Company Performance - SoFi Technologies, Inc. (SOFI) closed at $26.19, reflecting a -7.96% change from the previous day, underperforming the S&P 500's daily loss of 2.71% [1] - Over the last month, SoFi's shares increased by 9.59%, outperforming the Finance sector's gain of 0.28% and the S&P 500's gain of 3.5% [1] Upcoming Earnings - SoFi is scheduled to release its earnings on October 28, 2025, with projected earnings of $0.08 per share, indicating a year-over-year growth of 60% [2] - The consensus estimate for revenue is $884.61 million, representing a 28.31% growth compared to the same quarter last year [2] Full Year Estimates - For the full year, earnings are projected at $0.32 per share and revenue at $3.44 billion, showing increases of +113.33% and +32.02% respectively from the previous year [3] - Recent analyst estimate revisions suggest optimism regarding SoFi's business and profitability [3] Analyst Ratings - The Zacks Rank system, which evaluates estimate changes, currently ranks SoFi Technologies, Inc. at 3 (Hold) [5] - Over the last 30 days, the Zacks Consensus EPS estimate has decreased by 0.67% [5] Valuation Metrics - SoFi Technologies, Inc. has a Forward P/E ratio of 89.45, significantly higher than the industry average Forward P/E of 12.29 [6] - The company has a PEG ratio of 3.38, compared to the Financial - Miscellaneous Services industry's average PEG ratio of 0.98 [6] Industry Context - The Financial - Miscellaneous Services industry, part of the Finance sector, holds a Zacks Industry Rank of 86, placing it in the top 35% of over 250 industries [7] - Research indicates that top-rated industries outperform lower-rated ones by a factor of 2 to 1 [7]