Allstate’s Quarterly Earnings Preview: What You Need to Know

Core Insights - The Allstate Corporation is valued at a market cap of $56 billion and is one of the largest personal lines insurers in the U.S., specializing in auto, home, and life insurance products [1] Financial Performance - Allstate is expected to announce its fiscal Q3 2025 earnings results on November 5, with analysts predicting an adjusted EPS of $5.89, representing a 50.6% increase from $3.91 in the same quarter last year [2] - For fiscal 2025, the expected adjusted EPS is $21.97, which is a 19.9% increase from $18.32 in fiscal 2024 [3] Stock Performance - Over the past 52 weeks, Allstate shares have returned 13%, underperforming compared to the S&P 500 Index's 16.3% rise and the Financial Select Sector SPDR Fund's 16.5% return [4] - On July 30, Allstate shares rose by 5.7% following strong Q2 2025 results, with an adjusted EPS of $5.94 that exceeded analyst expectations. The property-liability segment saw underwriting income increase to $1.28 billion, a significant recovery from a loss in the previous year, and the underlying combined ratio improved to 79.5% [5] Analyst Ratings - The consensus view on Allstate's stock is cautiously optimistic, with a "Moderate Buy" rating. Among 24 analysts, 15 recommend "Strong Buy," one "Moderate Buy," six suggest "Hold," and two give a "Strong Sell." The average analyst price target of $230.65 indicates a potential upside of 10.3% from current market prices [6]