Allstate has reported net income applicable to common shareholders of $3.8bn for the fourth quarter of 2025 (Q4 2025), compared to $1.9bn in the same period last year. The US-based insurer’s total revenue for the quarter reached $17.3bn, a 5.1% increase year-on-year (YoY). Diluted earnings per share climbed to $14.37, up from $7.07 in the prior year quarter. The company’s expenses fell to $12.4bn, down from $14.05bn in the previous year’s quarter. Property-Liability written premiums totalled $14.5bn, ...

Core Insights - The Allstate Corporation reported a fourth-quarter 2025 adjusted net income of $14.31 per share, exceeding the Zacks Consensus Estimate by 45.7% and showing an 86.6% year-over-year increase [1][9] - Operating revenues reached $17.3 billion, reflecting a 3.4% year-over-year growth, although it fell short of the consensus estimate by 1.4% [1][2] Financial Performance - Property and casualty insurance premiums increased by 6.3% year over year to $15.5 billion, while net investment income rose 7.1% year over year to $892 million, surpassing the Zacks Consensus Estimate of $875 million [3][4] - Total costs and expenses decreased by 11.6% year over year to $12.4 billion, attributed to lower claims and operating costs, with catastrophe losses dropping 49% year over year to $209 million [4][9] - The pretax income doubled year over year to $4.9 billion [4] Segment Performance - The Property-Liability segment earned premiums of $14.8 billion, a 6.1% year-over-year increase, although it missed the consensus estimate [6] - Underwriting income in the Property-Liability unit more than doubled year over year to $4 billion, with an improved combined ratio of 76.6% [6][9] - The Protection Services segment's revenues grew 3.1% year over year to $917 million, but also fell short of estimates [7] Capital Deployment - In 2025, Allstate returned over $2.2 billion to shareholders through share buybacks and dividends, with a new $4 billion share repurchase program authorized [10] - A quarterly dividend increase of 8% was approved, raising the dividend to $1.08 per share, payable on April 1, 2026 [11] Annual Overview - For the full year 2025, Allstate's revenues totaled $67.7 billion, a 5.6% increase year over year, with adjusted net income soaring 90.1% to $34.83 per share [12]

The Allstate Corporation (NYSE:ALL) Q4 2025 Earnings call February 05, 2026 09:00 AM ET Company ParticipantsAlister Gobin - Head of Investor RelationsJesse Edward Merten - CFOJohn Dugenske - President, Investments and Financial ProductsMario Rizzo - President,Property-LiabilityThomas J. Wilson - CEOConference Call ParticipantsBob Huang - AnalystC. Gregory Peters - AnalystDavid Motemaden - AnalystElyse Greenspan - AnalystJoshua Shanker - AnalystMichael Zaremski - AnalystRobert Cox - AnalystYaron Kinar - Anal ...

The Allstate Corporation (NYSE:ALL) Q4 2025 Earnings call February 05, 2026 09:00 AM ET Company ParticipantsAlister Gobin - Head of Investor RelationsJesse Edward Merten - CFOJohn Dugenske - President, Investments and Financial ProductsMario Rizzo - President,Property-LiabilityThomas J. Wilson - CEOConference Call ParticipantsBob Huang - AnalystC. Gregory Peters - AnalystDavid Motemaden - AnalystElyse Greenspan - AnalystJoshua Shanker - AnalystMichael Zaremski - AnalystRobert Cox - AnalystYaron Kinar - Anal ...

The Allstate Corporation (NYSE:ALL) Q4 2025 Earnings call February 05, 2026 09:00 AM ET Speaker10Good day, and thank you for standing by. Welcome to Allstate's Fourth Quarter Earnings Investor Call. At this time, all participants are in listen-only mode. After prepared remarks, there will be a question-and-answer session. To ask a question during the session, you'll need to press star one on your telephone. If your question has been answered and you'd like to remove yourself from the queue, simply press sta ...

The Allstate Corporation Investor Supplement Fourth Quarter 2025 The condensed consolidated financial statements and financial exhibits included herein are unaudited and should be read in conjunction with the consolidated financial statements and notes thereto included in the most recent Annual Report on Form 10-K and Quarterly Reports on Form 10-Q. The results of operations for interim periods should not be considered indicative of results to be expected for the full year. Measures used in these financial ...

The Allstate Corporation published its financial results for the fourth quarter of 2025, reporting $17.3 billion in total revenues, 5.1% higher than the prior year quarter, and a net income of $3.8 billion, which compares to the $1.9 billion seen in the same period last year.The insurer also reported its financial results for the full year 2025, with total revenues seeing a 5.6% increase, to $67.7 billion, compared to the year prior. Net income stood at $10.2 billion, which compares to the $4.6 billion repo ...

Core Insights - Allstate reported $17.27 billion in revenue for Q4 2025, a 3.4% year-over-year increase, with an EPS of $14.31 compared to $7.67 a year ago, indicating strong earnings growth despite missing revenue estimates by 1.43% [1] Financial Performance - The company delivered an EPS surprise of +45.77%, significantly exceeding the consensus estimate of $9.82 [1] - Allstate's shares have returned -3% over the past month, underperforming the Zacks S&P 500 composite, which increased by +0.9% [3] Key Metrics - Auto Insurance Loss Ratio: 58.9%, better than the average estimate of 67.6% [4] - Auto Insurance Expense Ratio: 21.9%, compared to the average estimate of 22.4% [4] - Homeowners Insurance Loss Ratio: 33.2%, significantly lower than the average estimate of 42.2% [4] - Auto Insurance Combined Ratio: 80.8%, outperforming the average estimate of 90.1% [4] - Property-Liability Net Premiums Earned: $14.78 billion, slightly below the average estimate of $14.92 billion, but a +6.1% year-over-year increase [4] - Underwriting Income for Property-Liability: $4.01 billion, exceeding the average estimate of $2.42 billion [4] - Property-Liability Net Investment Income: $814 million, above the average estimate of $786.45 million, reflecting a +7.5% year-over-year increase [4] - Other Revenue in Property-Liability: $541 million, surpassing the average estimate of $513.77 million, with a +9.7% year-over-year change [4] - Corporate and Other Net Investment Income: $52 million, significantly higher than the average estimate of $37.85 million, showing a +116.7% year-over-year increase [4] - Underwriting Income for Homeowners: $1.81 billion, exceeding the average estimate of $1.47 billion, with a +69.4% year-over-year change [4] - Property and Casualty Insurance Premiums Revenue: $15.51 billion, slightly below the average estimate of $15.64 billion, but a +6.3% year-over-year increase [4] - Underwriting Income for Auto: $1.85 billion, significantly higher than the average estimate of $969.33 million, reflecting a +207% year-over-year increase [4]

Allstate (ALL) came out with quarterly earnings of $14.31 per share, beating the Zacks Consensus Estimate of $9.82 per share. This compares to earnings of $7.67 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +45.77%. A quarter ago, it was expected that this insurer would post earnings of $8.2 per share when it actually produced earnings of $11.17, delivering a surprise of +36.22%.Over the last four quarters, the company has s ...

NORTHBROOK, Ill., Feb. 4, 2026 /PRNewswire/ -- The Allstate Corporation (NYSE: ALL) today reported financial results for the fourth quarter of 2025. "Allstate had a terrific year by better serving customers and making protection more affordable," said Tom Wilson, who leads The Allstate Corporation. "We proactively reduced premiums for 7.8 million auto and homeowners insurance customers by an average of 17% through tailored coverage reviews to offset cost inflation. We also improved 69 million customer inter ...