Core Viewpoint - Morgan Stanley downgraded Allstate to Equalweight from Overweight and lowered its price target to $215 due to a more competitive operating environment and a maturing investment thesis [1] Group 1: Investment Thesis - The previous investment case for Allstate, which was based on attractive valuation, improving growth, and margins exceeding consensus expectations, has largely played out [2] - Steady earnings from Allstate's homeowners insurance business are expected to provide some support in 2026, but rising competition necessitates a neutral stance [2] Group 2: Price Target and Valuation - Morgan Stanley reduced its price target to $215 per share, applying an estimated 8.9x price-to-earnings multiple to projected 2027 earnings per share of $24.07, reflecting a softening auto underwriting cycle [3] - The new target implies an estimated 1.6x price-to-book valuation, excluding AOCI, based on a projected 2027 operating return on equity of 18.5% [3]

Here are three stocks with buy ranks and strong growth characteristics for investors to consider today, Dec. 15:The Allstate Corporation (ALL) : This insurance company carries a Zacks Rank #1, and has witnessed the Zacks Consensus Estimate for its current year earnings increasing 23.1% over the last 60 days.Allstate has a PEG ratio of 0.39 compared with 1.75 for the industry. The company possesses a  Growth Score of B.Great Lakes Dredge & Dock Corporation (GLDD) : This dredging services company carries a Za ...

In the latest trading session, Allstate (ALL) closed at $206.82, marking a +2.8% move from the previous day. The stock outperformed the S&P 500, which registered a daily gain of 0.21%. Elsewhere, the Dow saw an upswing of 1.35%, while the tech-heavy Nasdaq depreciated by 0.26%. Shares of the insurer witnessed a loss of 3.83% over the previous month, trailing the performance of the Finance sector with its gain of 1.99%, and the S&P 500's gain of 0.89%.Market participants will be closely following the financi ...

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PresentationAll right. Well, I think we're at time here. So very happy to be joined on stage by Tom Wilson, CEO of Allstate. I think Tom is going to walk us through the company for a little bit, and then we'll have a discussion. So thanks for joining us. Tom?Thomas WilsonChairman of the Board, President & CEO Thank you. Good morning, everybody. Thank you for investing your time in Allstate. Let me begin with your usual surgeon general warning. So we're going to use forward-looking statements. We use non-GAA ...

The Allstate Corporation (NYSE:ALL) Conference December 10, 2025 08:00 AM ET Company ParticipantsTom Wilson - CEOTom WilsonThank you. Good morning, everybody. Thank you for investing your time in Allstate. Let me begin with your usual Surgeon General's warning, so we're going to use forward-looking statements. We use non-GAAP measures, so just think of these remarks in the context of all the different stuff we do. We give you 10-Ks. We give you 10-Qs. We give you all kinds of risk factors, so just as we're ...

Industry Overview - The Property and Casualty (P&C) insurance sector is expected to benefit from improved pricing, prudent underwriting, increased exposure, and a strong capital position, ranking in the top 12% of the Zacks Industry Rank [1] - The industry is projected to outperform the market over the next three to six months due to these favorable conditions [1] Technological Advancements - Insurers are heavily investing in technology, with an expected generation of approximately $4.7 billion in annual global premiums from AI-related insurance by 2032, reflecting a CAGR of nearly 80% [2] - The adoption of technologies such as blockchain, AI, advanced analytics, telematics, and insurtech solutions is enhancing efficiency and reducing costs for P&C insurers [2] Company Highlights The Travelers Companies Inc. (TRV) - TRV has a strong market presence in auto, homeowners', and commercial property-casualty insurance, with a high retention rate and positive renewal premium changes [6] - Expected revenue and earnings growth rates for TRV are 3.4% and 6.7%, respectively, for the next year, with a 1.5% improvement in earnings estimates over the last 30 days [8] RenaissanceRe Holdings Ltd. (RNR) - RNR is experiencing steady premium growth, with a projected 5.4% year-over-year growth in net premiums earned in 2025 [10] - Expected revenue and earnings growth rates for RNR are -1.8% and 9.4%, respectively, for the next year, with a 0.9% improvement in earnings estimates over the last 30 days [11] The Allstate Corp. (ALL) - ALL is witnessing consistent premium growth, with a 7.6% year-over-year increase in net premiums earned in the first nine months of 2025 [12] - Expected revenue and earnings growth rates for ALL are 5.7% and -14.5%, respectively, for the next year, with a 5% improvement in earnings estimates over the last 30 days [14] Mercury General Corp. (MCY) - MCY is positioned for top-line growth due to sustained premium increases and a higher number of policies written [15] - Expected revenue and earnings growth rates for MCY are 6.7% and 23.5%, respectively, for the next year, with a 13.5% improvement in earnings estimates over the last 30 days [17] Hagerty Inc. (HGTY) - HGTY specializes in insurance services for collector cars and enthusiast vehicles, offering bundled memberships with various benefits [18][19] - Expected revenue and earnings growth rates for HGTY are 7.3% and -14.3%, respectively, for the next year, with a 6.1% improvement in earnings estimates over the last 30 days [20]

Allstate analysis identifies the most hazardous holiday travel periods and shares data-backed tips and mobile tools to keep drivers safe Key takeaways NORTHBROOK, Ill., Dec. 10, 2025 /PRNewswire/ -- Winter holidays bring some of the most dangerous driving conditions of the year and the new Allstate Holiday Driver Report shows where winter drivers struggle most, when risky behaviors jump and how drivers can stay safe this season. Unlike traditional travel forecasts that focus on how many people are on the ro ...

12.10.2025 Forward-looking statements and non-GAAP financial information The Allstate Corporation 2025 PAGE 1 The Allstate Corporation Goldman Sachs 2025 US Financial Services Conference Tom Wilson, Chair, President and Chief Executive Officer › This presentation contains forward-looking statements and information. › This presentation also contains non-GAAP measures that are denoted with an asterisk (*). › You can find the reconciliation of those measures to GAAP measures within our most recent earnings rel ...

Group 1 - The Macquarie Value Fund executed four full-position sales and purchases during Q3 2025 [2] - The Fund sold its position in Conagra Brands Inc. (CAG) [2]