智通财经7月17日电，美国证券交易委员会（SEC）文件显示，好事达保险公司（Allstate）宣布6月巨灾 损失达6.19亿美元，环比下降20%。 ...

Whether it's through stocks, bonds, ETFs, or other types of securities, all investors love seeing their portfolios score big returns. But when you're an income investor, your primary focus is generating consistent cash flow from each of your liquid investments. While cash flow can come from bond interest or interest from other types of investments, income investors hone in on dividends. A dividend is the distribution of a company's earnings paid out to shareholders; it's often viewed by its dividend yield, ...

Group 1 - The article highlights a promising investment opportunity in the preferred stocks and baby bonds of The Allstate Corporation (ALL), one of the largest insurance companies [1] - It invites active investors to join a free trial and engage in discussions about investment ideas in a chat room with experienced traders and investors [1] Group 2 - No specific financial data or performance metrics are provided in the articles, focusing instead on the potential of Allstate's financial instruments [2][3] - The articles emphasize that past performance does not guarantee future results, and no investment recommendations are made [3]

Core Insights - The Allstate Corporation (ALL) has successfully completed the sale of its Group Health business to Nationwide for $1.25 billion, with an expected financial book gain of approximately $500 million [1][7] - This divestiture is part of Allstate's broader strategy to exit its Health and Benefits operations, which was announced in November 2023, and aims to enhance focus on its core Property-Liability and Protection Services segments [2][4][7] - The total proceeds from the divestitures of the Group Health and Employer Voluntary Benefits businesses amount to $3.25 billion [3][7] Financial Performance - Premiums earned in the Property-Liability segment have benefited from rate increases in Q1 2025, while contributions from Allstate Protection Plans and Arity have driven growth in the Protection Services unit [5] - Allstate's shares have increased by 25.6% over the past year, outperforming the industry growth of 19.8% [6] Strategic Motives - Allstate's divestiture strategy is aimed at reallocating capital from lower-return businesses to reinvest in core operational areas, thereby strengthening its market presence in the Property-Liability segment and expanding its protection service offerings [4]

Core Viewpoint - Analyst recommendations play a significant role in influencing stock prices, but their reliability is questionable due to potential biases from brokerage firms [1][10]. Group 1: Allstate's Brokerage Recommendations - Allstate has an average brokerage recommendation (ABR) of 1.62, indicating a consensus between Strong Buy and Buy, based on 21 brokerage firms [2]. - Out of the 21 recommendations, 16 are Strong Buy and 1 is Buy, which accounts for 76.2% and 4.8% of all recommendations respectively [2]. Group 2: Limitations of Brokerage Recommendations - Studies indicate limited success of brokerage recommendations in guiding investors towards stocks with the best price increase potential [5]. - Brokerage firms often exhibit a strong positive bias in their ratings, with a ratio of five "Strong Buy" recommendations for every "Strong Sell" [6]. - The interests of brokerage firms may not align with those of retail investors, leading to misleading insights regarding future stock price movements [7][10]. Group 3: Zacks Rank as an Alternative - The Zacks Rank is a proprietary stock rating tool that classifies stocks into five groups based on earnings estimate revisions, providing a more reliable indicator of near-term price performance [8][11]. - Unlike ABR, Zacks Rank is updated more frequently, reflecting the latest earnings estimate revisions and trends [12]. - For Allstate, the Zacks Consensus Estimate for the current year has increased by 0.8% to $18.2, indicating growing optimism among analysts regarding the company's earnings prospects [13]. Group 4: Current Zacks Rank for Allstate - The recent change in the consensus estimate and other factors have resulted in a Zacks Rank 2 (Buy) for Allstate, suggesting a positive outlook for the stock [14].

Core Insights - The report titled "Enterprise Tech Ecosystem Series: The Allstate Corporation - 2025" provides a comprehensive overview of Allstate's technology activities, including digital transformation strategies, innovation programs, technology initiatives, investments, and acquisitions [1][4]. Company Overview - Allstate Corporation is a US-based insurance company offering a diverse range of products, including car, home, renters, condo, motorcycle, business, life, boat, motorhome, pet health, event, landlord insurance, and various employee benefits [2]. - The company sells its insurance policies through multiple channels, including online platforms, call centers, Allstate agents, independent agents, voluntary benefits brokers, and major retailers [3]. Technology Activities - The report details Allstate's digital transformation strategies and innovation programs, highlighting technology initiatives such as partnerships, product launches, investments, and acquisitions [6]. - Insights into Allstate's technology operations, strategies, and innovation initiatives are provided, along with an overview of technology themes under focus [6]. - The report includes information on Allstate Ventures, its venture arm, detailing investments and acquisitions [6]. Financial Insights - The report offers details on estimated ICT budgets and contracts, providing a financial perspective on Allstate's technology investments [6]. Key Partnerships and Collaborations - Notable companies mentioned in the report include Google, AWS, Microsoft, and BCG, indicating Allstate's collaborative efforts in technology [6].

Company Performance - Allstate's stock closed at $196.05, down 1.15% from the previous trading session, underperforming the S&P 500's gain of 1.11% [1] - Over the last month, Allstate's shares decreased by 2.42%, while the Finance sector gained 1.91% and the S&P 500 gained 3.92% [1] Upcoming Financial Results - Allstate is expected to report an EPS of $3.2, reflecting a significant increase of 98.76% from the same quarter last year [2] - Revenue is forecasted to be $17.29 billion, indicating a 9.29% increase compared to the same quarter of the previous year [2] Fiscal Year Projections - For the entire fiscal year, earnings are projected at $18.2 per share, a decrease of 0.66% from the prior year, while revenue is expected to be $69.19 billion, representing a 7.55% increase [3] Analyst Estimates and Revisions - Recent changes to analyst estimates for Allstate are important as they reflect short-term business trends and analysts' confidence in performance [4] - Positive revisions in estimates are correlated with near-term share price momentum [5] Zacks Rank and Valuation - Allstate currently holds a Zacks Rank of 3 (Hold), with a consensus EPS projection that has increased by 1.69% in the past 30 days [6] - The company has a Forward P/E ratio of 10.9, which is lower than the industry's Forward P/E of 11.94, and a PEG ratio of 1.03 compared to the industry average of 2.74 [7] Industry Context - The Insurance - Property and Casualty industry is part of the Finance sector and has a Zacks Industry Rank of 55, placing it in the top 23% of over 250 industries [8] - Research indicates that the top 50% rated industries outperform the bottom half by a factor of 2 to 1 [8]

Core Insights - A significant portion of Canadian social media users share their travel plans online, with 32% of respondents posting about their trips, increasing to 51% among younger individuals aged 18 to 34 [1][2] - The survey indicates a disconnect between the desire to share travel experiences and concerns about home safety, as 62% prioritize protecting their homes from theft while away [4][5] Group 1: Survey Findings - 68% of Canadian social media users plan to leave home for at least a few days this summer, with Gen Z and Millennials showing the highest intent at 74% [2] - Among those staying within their province, 35% plan to post about their trip, while this figure rises to 45% for interprovincial travel and peaks at 51% for international trips [2] - 9% of respondents post about their plans before the trip, while 28% share updates during their travels, with 39% of young adults aged 18-34 actively posting during vacations [3] Group 2: Home Safety Concerns - 62% of respondents express concern about home theft while traveling, with this concern being more pronounced among individuals aged 55 and older, where 69% choose not to post about their vacations [4] - 15% of respondents prioritize sharing on social media over home safety, indicating a potential risk [4] Group 3: Allstate's Response - Allstate has initiated a public education campaign to raise awareness about the risks associated with sharing vacation plans online and to provide tips for better home protection [5] - Analysis of Allstate's claims data shows that property theft increases during the summer months, particularly in August, with Fridays and Thursdays being the most common days for incidents [6][7]

Company Performance - Allstate's stock closed at $195.67, reflecting a decrease of -1.27% from the previous trading session, underperforming compared to the S&P 500's loss of 0.03% [1] - Over the past month, Allstate's shares have declined by 4.77%, while the Finance sector has lost 1.73% and the S&P 500 has gained 0.6% [1] Earnings Forecast - Allstate is expected to report an EPS of $3.2, indicating a significant increase of 98.76% compared to the same quarter last year, with projected revenue of $17.29 billion, a rise of 9.29% year-over-year [2] - For the full year, earnings are projected at $18.2 per share and revenue at $69.19 billion, representing changes of -0.66% and +7.55% respectively from the prior year [3] Analyst Estimates and Stock Ratings - Recent adjustments to analyst estimates for Allstate indicate a positive outlook, with a 1.69% upward shift in the Zacks Consensus EPS estimate over the past month [5] - Allstate currently holds a Zacks Rank of 3 (Hold), which reflects the average performance of the stock [5] Valuation Metrics - Allstate's Forward P/E ratio stands at 10.89, which is lower than the industry average of 11.55, suggesting a valuation discount [6] - The company's PEG ratio is 1.03, compared to the industry average PEG ratio of 2.71, indicating a more favorable growth valuation [6] Industry Context - The Insurance - Property and Casualty industry, part of the Finance sector, has a Zacks Industry Rank of 54, placing it in the top 22% of over 250 industries [7] - Research indicates that industries in the top 50% of the Zacks Rank tend to outperform those in the bottom half by a factor of 2 to 1 [7]

Texas tops the safety charts, the Pacific Northwest makes big gains, and Boston returns as America's riskiest driving city in Allstate's 17th annual report.NORTHBROOK, Ill., June 18, 2025 /PRNewswire/ -- The 2025 Allstate America's Best Drivers Report reveals that Texas leads the nation in safe driving, with four cities in the top 20, including Brownsville, which reclaims its title as the safest driving city in America. Meanwhile, Boston is once again the most collision-prone city in the nation, where drive ...