事关反洗钱工作，人民银行征求意见

Core Points - The People's Bank of China has drafted the "Management Measures for the Identification of Beneficial Owners of Financial Institutions (Draft for Comments)" to prevent money laundering and terrorist financing activities [1][2] - The draft emphasizes the need for financial institutions to identify and verify beneficial owners during customer due diligence, following international anti-money laundering standards [1] - The measures include definitions and identification standards for beneficial owners of legal and non-legal entities, trusts, and asset management products, aligning with existing regulations [1] Summary by Sections - Identification and Verification Process - The draft outlines the overall process and requirements for identifying and verifying beneficial owners [1] - It specifies the identity information and rights status information that must be identified and retained [1] - Financial institutions are required to adopt differentiated identification and verification measures based on risk [1] - Risk-Based Approach - The draft adheres to a risk-based principle, allowing exemptions and simplified identification standards for low-risk customers [1] - It emphasizes the importance of reasonable and reliable principles in the identification process [1] - Feedback Mechanism - The draft incorporates a differential feedback mechanism based on international practices, detailing the workflow for handling significant and non-significant discrepancies [2] - It establishes criteria for judging discrepancies and corresponding handling measures [2]