经济学家宋清辉：中国楼市政策料延续“稳中求进、精准施策”主基调

Core Viewpoint - The future of the mainland real estate market is expected to maintain a policy tone of "stability while seeking progress and precise measures" [1][7]. Group 1: Policy Adjustments - Local governments may gain greater autonomy to make micro-adjustments in policies such as purchase restrictions, loan limits, and public housing fund policies, although the "housing is for living, not for speculation" principle in core cities will remain unchanged [1][7]. - There is a suggestion for significant policy adjustments, including the complete removal of housing purchase restrictions and further reductions in transaction taxes and housing loan interest rates to support reasonable demand [4]. Group 2: Infrastructure and Housing Supply - The acceleration of three major projects: affordable housing construction, urban village renovation, and dual-use public infrastructure development is anticipated, serving as a key driver for high-quality housing supply transformation and investment stability [1][7]. - Recommendations include lowering the long-term housing provident fund loan interest rate by 25 basis points and reducing the additional interest rate for second-home loans by approximately 0.2 percentage points in major cities [4]. Group 3: Financial Support and Regulation - Financial regulatory bodies are expected to focus on "precise drip irrigation" in their financial support for real estate companies, with a continued strict curtailment of the trends of financialization and bubble formation in the real estate sector [1][7].