SPD BANK(SH:600000) Xin Lang Cai Jing·2025-10-12 12:02Core Viewpoint - Qingdao is leveraging digital empowerment to reconstruct its development framework, prioritizing technological innovation in urban development under the central government's strategy to enhance technology finance [1] Group 1: Financial Empowerment for Technological Innovation - The selection of technology financial specialty branches is a key measure for evaluating the quality of bank services, with the People's Bank of China and Qingdao's Science and Technology Bureau recently announcing the 2024 list of specialty branches [1] - SPD Bank's Qingdao Hong Kong East Road Technology Branch has served nearly 500 technology enterprises, addressing challenges such as "first loan difficulties" and "credit loan difficulties" [1] - SPD Bank's Qingdao Chengyang Branch focuses on strategic emerging industries like rail transportation and green energy, having served over 600 technology enterprises to date [1] Group 2: Digital Innovation in Financing - SPD Bank Qingdao Branch is addressing the financing challenges of technology enterprises through digital innovation, enhancing financial efficiency and breaking service barriers [1] - The bank has aligned with its headquarters' product matrix to provide various financial products, including "Puchuang Loan" for startups and "Puyuan Loan" for core technology research [1] - The bank utilizes its self-developed "Technology Radar" system to create a comprehensive profile of enterprises, integrating multiple dimensions of information beyond traditional financial data [1] Group 3: Collaborative Ecosystem for Technological Development - SPD Bank Qingdao Branch is redefining service boundaries by adopting a "partner bank" approach, collaborating with government, industry, academia, and research institutions [1] - The bank has established a "Technology Salon" as a platform for innovation, facilitating regular discussions among various stakeholders around Qingdao's "10+1" industrial system [1] - The bank has implemented an integrated service model combining commercial banking, investment banking, and ecosystem support, successfully launching the first technology innovation relending in Qingdao [1] Group 4: Policy Implementation for Startup Financing - The introduction of the "Lukou Loan" policy in Qingdao aims to support startups by providing risk compensation and interest subsidies, effectively reducing financing costs [1] - SPD Bank Qingdao Branch has quickly responded to this policy, becoming the first to implement the "Lukou Loan" in the city [1] - Qingdao is accelerating its goal to rank among the top 20 global innovation cities, with SPD Bank Qingdao Branch committed to enhancing its service foundation and digital capabilities [1]