Core Viewpoint - Inclusive finance is becoming a crucial path for the securities industry to serve the real economy and fulfill social responsibilities, as emphasized by Yang Yusong, General Manager of Southwest Securities [1][2]. Group 1: Strategic Implementation of Inclusive Finance - Southwest Securities has elevated inclusive finance to a strategic level, establishing a systematic approach that integrates top-level mechanisms with frontline services to ensure effective outreach [2]. - A dedicated task force has been created to coordinate efforts related to inclusive finance, with clear responsibilities assigned to various departments to facilitate collaboration and implementation [2]. - The company has developed a multi-dimensional service framework that includes enhancing customer service scenarios through digital means, providing comprehensive financial support to small and micro enterprises, and promoting investment education across various communities [2][3]. Group 2: Addressing the Needs of Small and Micro Enterprises - The company focuses on practical solutions for small and micro enterprises, emphasizing the importance of understanding their actual needs rather than offering superficial services [4]. - Key characteristics of these enterprises include a lack of understanding of compliance paths and financing methods, a preference for comprehensive services that cover governance to expansion, and a demand for integrated financial services [4][5]. - In 2023, Southwest Securities provided a total of 3 billion yuan in financing to small and micro enterprises through bond financing [5]. Group 3: Innovation as a Driving Force - Innovation is viewed as a core engine for the sustainable development of inclusive finance, with the company exploring unique tools and models such as intellectual property securitization and multi-capital collaboration [5]. - The company has launched innovative financial products, including the "Shark Fin + Multi-Asset Combination Structure," which raised approximately 2 billion yuan for private enterprises and small businesses, serving around 9,000 clients [5]. - In the agricultural sector, the company plans to implement 161 "insurance + futures" projects nationwide, with a total project amount exceeding 1.9 billion yuan [5]. Group 4: Digital Transformation and Investor Education - The company aims to enhance service efficiency for investors through digital means and systematic investment education, focusing on improving accessibility and investor satisfaction [6]. - A digital customer operation system has been established, managing over 14 million customer interactions through various service scenarios [6]. - The company has conducted over 2,000 investment education activities in 2024, integrating these efforts into the national education system to make financial knowledge more accessible to the public [6].
西南证券普惠之路:精准滴灌激活经济毛细血管