Morgan Stanley to Allow All Clients to Invest in Bitcoin, Ethereum, Solana

Core Insights - Morgan Stanley is expanding access to cryptocurrency-based investments for all clients, including retirement accounts, starting October 15, 2025 [1][2] - Previously, access was limited to clients with a higher risk tolerance and assets of $1.5 million or more [2] - The firm will implement an automated monitoring process to ensure clients do not become overly concentrated in cryptocurrencies [2] Company Strategy - This move marks a significant expansion of crypto-asset access at Morgan Stanley, aligning with a more progressive U.S. government stance on cryptocurrencies [3] - The company has recently allowed trading of Bitcoin, Ethereum, and Solana through its E-Trade division [3][4] - Morgan Stanley has grown to $8.2 trillion in customer assets over the past 20 years, indicating its strong position in the wealth management industry [4] Investment Offerings - Advisors will be limited to promoting Bitcoin funds from BlackRock and Fidelity, while the firm continues to monitor the sector for potential updates [5] - The new asset class is still considered speculative, but Morgan Stanley sees value in exploring it [5]