Sou Hu Cai Jing·2025-10-13 07:35Core Viewpoint - The collaboration between Industrial and Commercial Bank of China (ICBC) Anqing Susong Branch and Susong County SME Financing Guarantee Co., Ltd. has successfully introduced an innovative financing service combining "green loans + talent guarantee loans," providing 5 million yuan in credit support to a technology company facing financing challenges, effectively addressing urgent development needs and exemplifying precise financial services for the real economy [1][2]. Group 1 - The technology company specializes in electronic component manufacturing and possesses core technology and good market prospects but faced financing difficulties due to light asset operations and lack of traditional collateral [1]. - The joint service team was formed quickly to conduct due diligence by proactively visiting the company across provinces, demonstrating a commitment to understanding the enterprise's needs [1][2]. - The "green loan" component aligns with national green development policies, offering preferential interest rates to reduce financing costs and direct financial resources towards green industries [1][2]. Group 2 - The "talent guarantee loan" effectively addresses the challenge of quantifying the value of core talent in technology companies, with the guarantee company providing strong credit support based on professional assessments of the company's core team's technical strength and development potential [1][2]. - The dual-mode application of financing precisely matches the company's core funding needs for technology research and green project investments, ensuring timely and accurate disbursement of the 5 million yuan loan [2]. - The funding will primarily be used for purchasing key research and development equipment and increasing investment in core technology breakthroughs, highlighting the effectiveness of the innovative financing model in supporting technological innovation and talent value [2].