2030预言：楼市转向租房时代，房产变现将越来越难！

Core Viewpoint - The real estate market is shifting towards a rental era by 2030, making property liquidation increasingly difficult due to changing attitudes among younger generations and market saturation [1][4]. Group 1: Changing Attitudes of Young People - Over 65% of young people working in first-tier cities plan to rent long-term, prioritizing quality of life and personal development over mortgage burdens [2]. - The concept of "use rights over ownership" is gaining traction, with renting seen as a viable alternative to buying, allowing for financial flexibility [2]. Group 2: Policy Support for Rental Market - Government initiatives are significantly promoting the rental market, with over 3 million units of affordable rental housing constructed, and ongoing growth expected [3]. - Various tenant protection policies have been implemented, such as capping rent increases and ensuring lease renewal rights, enhancing the stability and security of renting [3]. Group 3: Market Saturation and Liquidation Challenges - The real estate market in China has transitioned from a growth phase to a saturation phase, leading to an oversupply of properties, particularly in third and fourth-tier cities, where vacancy rates are high [4]. - The difficulty in liquidating properties is increasing, especially outside prime locations in first-tier cities, compounded by rising holding costs despite lower bank loan rates [4].