基金分红创新高，投资者该怎么布局？

Core Insights - In the first nine months of 2025, over 2,900 fund products announced dividends totaling more than 180 billion yuan, representing a nearly 30% increase compared to the same period last year [3][6] - The "fixed income+" funds showed strong performance in Q3, with over 90% of approximately 3,700 products achieving positive returns, and some funds rising over 33% [3][5] Fund Performance - Q3 saw public fund dividends exceeding 55.5 billion yuan, with equity funds contributing 11.6 billion yuan, nearly doubling year-on-year [6][20] - The total dividend for the year reached 182.5 billion yuan, a 29% increase year-on-year, reflecting improved profitability driven by a recovering A-share market [6][20] ETF Market Dynamics - In September, over 110 billion yuan flowed into stock ETFs, marking a significant monthly net inflow [7][10] - The total market size of ETFs reached 5.63 trillion yuan by the end of September, with stock ETFs surpassing 3.7 trillion yuan and bond ETFs nearing 700 billion yuan [8][9] New Fund Issuance - September 2025 saw a record high in new fund issuance, with 201 new public funds established, totaling 167.3 billion units [13][20] - The year-to-date issuance of new funds increased by over 30% compared to the previous year, with a notable rise in equity and bond funds [20] Notable Fund Performances - Several large-scale funds achieved returns exceeding 100% over the past year, with some funds showing gains of over 150% [18][19] - The top-performing funds included those focused on advanced manufacturing and carbon neutrality themes, reflecting strong market interest in these sectors [19] Regulatory and Market Developments - The public fund fee reform is accelerating, with a focus on reducing fees for money market funds [17] - The first foreign consumer REIT, Huaxia Kaide Commercial REIT, was successfully listed, marking a significant step in the internationalization of China's REIT market [15][16]