Core Insights - The trend of Hong Kong residents moving to mainland China for retirement is experiencing significant growth, driven by the expansion of the "Guangdong Residential Care Services Scheme" to cover cities in the Greater Bay Area [1][2] - The Hong Kong government is actively promoting the integration of elderly residents into mainland cities, with new policies aimed at facilitating this transition [2] - The increasing number of Hong Kong seniors choosing to retire in mainland China is influenced by factors such as cost-effectiveness and the availability of care services [1][5] Summary by Sections Retirement Trends - Nearly 100,000 Hong Kong seniors aged 65 and above have settled in Guangdong, marking a growth of over 40% in the past decade [1][3] - The average life expectancy in Hong Kong is 85.5 years, with seniors constituting 23.9% of the population by 2024 [3] Government Initiatives - The Hong Kong government has introduced a new policy to subsidize 1,000 seniors receiving social assistance to participate in the "Guangdong Residential Care Services Scheme," providing each with HKD 5,000 [2] - The "Guangdong Residential Care Services Scheme" has expanded its coverage, with 15 participating institutions by March 2025, increasing to 24 institutions by October 2023 [4] Cost and Quality of Care - The cost of living in mainland retirement homes is significantly lower, with couples in Shenzhen spending approximately HKD 14,000 monthly compared to HKD 50,000 in Hong Kong [5] - The choice of retirement home is based on adaptability to individual needs rather than geographical location, emphasizing the importance of care quality and environment [5] Challenges in Cross-Border Retirement - Cross-border healthcare issues pose significant challenges, including the lack of medical insurance for Hong Kong seniors in mainland China and the absence of a streamlined process for urgent medical needs [7][8] - Cultural differences, such as food preferences and language barriers, also affect the retirement experience for Hong Kong seniors in mainland institutions [8] Future Outlook - The aging population in Hong Kong is projected to increase, with estimates suggesting that by 2050, one in three residents will be elderly [9] - The trend of Hong Kong seniors moving to mainland China for retirement is expected to accelerate, with an expanding range of cities in the Greater Bay Area accommodating this demographic shift [9]
21特写｜10万港人北上养老进行时
2 1 Shi Ji Jing Ji Bao Dao·2025-10-13 13:32