Core Viewpoint - The increasing prevalence of mobile payments is evident, with a projected 98.7% adoption rate by Q2 2025 in China, yet cash payments remain irreplaceable in certain scenarios [1][3]. Group 1: Mobile Payment Trends - Mobile payment usage is on the rise, with daily transaction volumes exceeding 1 trillion yuan [1]. - Predictions suggest that mobile payments will completely replace cash payments within the next 20 years [1]. Group 2: Cash Payment Advantages - Cash payments enhance payment stability, especially in situations where mobile payment systems fail due to technical issues or poor network coverage [5][6]. - Cash payments help consumers control spending, as physically seeing cash diminish encourages more mindful spending habits [6][8]. - Cash payments protect personal privacy, as they do not leave a digital footprint that can be tracked by payment platforms [8]. - Cash is essential during emergencies, such as natural disasters or urgent medical situations, where electronic payment systems may be unavailable [8][9]. - A significant portion of the elderly population prefers cash transactions, necessitating cash availability for interactions with this demographic [10].
10月起，建议大家开始使用现金支付，5大原因，说出背后实情
Sou Hu Cai Jing·2025-10-13 14:02