平安消金触碰数据“红线”遭通报 实测一键授权18家公司

Core Viewpoint - The Shanghai Communications Administration has reported that the Ping An Consumer Finance App is involved in the excessive collection of personal information, violating user rights and privacy regulations [2][3]. Group 1: Regulatory Actions - The Shanghai Communications Administration has identified 27 apps, including the Ping An Consumer Finance App, that infringe on user rights, with 16 institutions involved, primarily in the financial sector [3]. - The Ping An Consumer Finance App has been previously reported for similar issues in 2021, indicating a pattern of non-compliance with personal information collection regulations [4]. Group 2: User Information Collection Practices - The registration process for the Ping An Consumer Finance App requires users to authorize the sharing of their information with 18 affiliated companies, raising concerns about user consent and transparency [5][6]. - Users must provide extensive personal information, including identification and financial details, which is standard for financial services but raises privacy concerns [5][6]. Group 3: Company Performance - As of the end of 2024, Ping An Consumer Finance reported total assets of 54.293 billion, with annual revenue of 4.519 billion and a net profit of 1.02 billion, showing significant growth compared to 2023 [9]. - The company has established partnerships with 77 institutions to enhance its service offerings and operational efficiency [9]. Group 4: Industry Context - The financial sector is under increasing scrutiny regarding personal information protection, with regulations emphasizing the principle of "minimum necessity" for data collection [9][10]. - Analysts suggest that compliance with personal information regulations is crucial for maintaining consumer trust and the overall health of the financial industry [10].