JPMorgan Chase & Co. (JPM) Reports Q3 Earnings: What Key Metrics Have to Say

Core Insights - JPMorgan Chase & Co. reported $46.43 billion in revenue for Q3 2025, an 8.9% year-over-year increase, with an EPS of $5.07 compared to $4.37 a year ago, exceeding both revenue and EPS consensus estimates [1] Financial Performance - The reported revenue of $46.43 billion surpassed the Zacks Consensus Estimate of $44.86 billion by 3.51% [1] - EPS of $5.07 exceeded the consensus estimate of $4.83 by 4.97% [1] Key Metrics - Net loan charged-off on average loans was 0.8%, slightly above the estimated 0.7% [4] - Book value per share was reported at $124.96, lower than the estimated $125.54 [4] - Total interest-earning assets averaged $3,895.76 billion, below the estimate of $3,913.34 billion [4] - Total non-performing assets were $10.64 billion, slightly better than the estimated $10.75 billion [4] Revenue Breakdown by Business - Consumer & Community Banking - Card Services & Auto revenue was $7.17 billion, exceeding the estimate of $6.87 billion, reflecting a 12% year-over-year increase [4] - Commercial & Investment Bank total net revenue was $19.88 billion, surpassing the estimate of $18.81 billion, with a year-over-year change of 16.8% [4] - Payments revenue within the Commercial & Investment Bank was $4.92 billion, exceeding the estimate of $4.54 billion, with a year-over-year increase of 12.5% [4] - Total Banking & Payments revenue was $9.48 billion, above the estimate of $9.28 billion, representing a 9.7% year-over-year change [4] - Fixed Income Markets revenue was $5.61 billion, exceeding the estimate of $5.34 billion, with a year-over-year increase of 23.9% [4] - Equity Markets revenue was $3.33 billion, surpassing the estimate of $2.94 billion, reflecting a 27% year-over-year increase [4] - Consumer & Community Banking - Home Lending revenue was $1.26 billion, slightly above the estimate of $1.24 billion, but a decrease of 2.7% year-over-year [4] - Total Markets & Securities Services revenue was $10.4 billion, exceeding the estimate of $9.53 billion, with a year-over-year change of 24.2% [4]