Core Viewpoint - The company is actively addressing the challenges faced by autumn grain crops in Shandong Province due to extreme weather, implementing a comprehensive insurance protection strategy to minimize disaster losses and safeguard farmers' interests [1][20]. Group 1: Precision Insurance and Claims Mechanism - The company has established a "precision underwriting" system by utilizing its self-developed Smart Agriculture Insurance platform, integrating data on land rights, planting structures, and historical disasters for accurate risk assessment [3]. - An emergency meeting was convened on October 10 to accelerate disaster assessment and claims processes, establishing a "three accelerations" work path and launching a "precision claims" mechanism [4]. - The company aims to complete overall assessments by mid-October and all claims by the end of the month, targeting an 80% claims progress rate [4]. Group 2: Technology Empowerment - The company employs modern technologies such as drones and satellite remote sensing to create an integrated "sky-ground-air" damage assessment system, enhancing efficiency and accuracy in claims processing [7]. - In response to severe drought conditions, the company quickly formed assessment teams using a combination of drone remote sensing and manual sampling, achieving rapid claims processing [7]. - The company has completed over 1 million yuan in advance claims payments as of October 10, demonstrating effective operational methods for future claims services [5]. Group 3: Government and Enterprise Collaboration - The company strengthens collaboration with government and agricultural departments to create an integrated risk reduction service system, focusing on prevention, damage reduction, and post-disaster claims [12]. - Local branches actively engage with agricultural authorities to monitor crop harvesting progress and assist farmers in timely claims reporting [15]. - The company promotes a "rapid claims + agricultural technical guidance" service model to support farmers during the autumn harvest [15]. Group 4: Community Support and Service - The company mobilizes teams to assist farmers in harvesting crops affected by adverse weather, demonstrating a commitment to community service [18]. - Local branches have established service teams to help farmers with labor shortages and equipment needs, ensuring timely crop collection [16]. - The company emphasizes a "people's insurance, serving the people" commitment, actively participating in on-the-ground support for farmers [18].
人保财险山东分公司：聚力“三秋”攻坚，筑牢“粮安”防线