北京创新信用修复机制，“无感修复”惠及8万余户市场主体

Core Insights - Beijing has officially entered the "cloud service" era for enterprise credit repair, allowing businesses to complete the process quickly through the "Jingtong" mini-program, eliminating the need for multiple visits and repeated submissions of materials [1][2] Group 1: Credit Repair Process - Previously, credit repair required businesses to navigate multiple departments and submit five to six documents, taking at least one week [1] - The Beijing market supervision bureau has integrated three high-frequency repair items into a single form and entry point, enabling "one application, one acceptance, full online processing, and coordinated repair" [1] - For minor credit issues with complete documentation, repairs can be completed on the same day, reducing the overall processing time by 40% and significantly lowering institutional transaction costs [1][2] Group 2: Mobile Accessibility - The mobile service allows businesses to access credit repair services easily via the "Jingtong" mini-program, available through WeChat, Alipay, and Baidu APP [2] - Businesses can check if they are listed in the operating anomaly directory or serious violation list, submit repair applications online, and track progress in real-time, achieving "zero contact, zero running, and one-time completion" [2] - Since 2025, over 80,000 business entities have achieved "unperceived repair" through mechanisms like "exemption from application," with minor credit issues resolved in as little as three days [2] Group 3: Differentiated Services - Beijing has introduced differentiated services to meet various business needs in e-commerce operations and financing [3] - The "Three Letters Delivered Together" initiative enhances pre-guidance by providing a credit repair prompt letter and compliance suggestion letter alongside administrative penalty notices, detailing public channels, repair processes, and potential impacts on financing and bidding [3] - Collaborative data sharing between government and four pilot platform enterprises has led to the identification of risky businesses, with 9.3 billion data comparisons conducted to screen over 70 million merchants [3] Group 4: Cross-Province Coordination - The Beijing-Tianjin-Hebei region is working towards unifying repair standards, including acceptance timelines, application materials, and review criteria [3]