Sou Hu Cai Jing·2025-10-15 06:15Core Viewpoint - UBS estimates that AIA Group Limited (01299.HK) will see a 10% half-year increase in embedded value (EV) in the second half of 2025, following a 2.6% increase in the first half. UBS has adjusted its earnings and embedded value forecasts based on the latest macroeconomic environment but maintains a target price of HKD 88 and a "Buy" rating for AIA [1][2]. Group 1: Analyst Ratings - The majority of investment banks have a "Buy" rating for AIA, with 8 banks issuing buy ratings in the last 90 days. The average target price over this period is HKD 85.37 [1]. - CMB International Capital Corporation Limited has set the highest target price at HKD 89, while other banks have set target prices ranging from HKD 83 to HKD 85.90 [1][2]. Group 2: Company Performance Metrics - AIA's market capitalization is HKD 753.694 billion, ranking first in the insurance industry [2]. - Key performance indicators for AIA include a Return on Equity (ROE) of 14.76%, which is above the industry average of 13.8%, and a net profit margin of 22.49%, significantly higher than the industry average of 17.41% [2]. - AIA's debt ratio stands at 87.56%, compared to the industry average of 74.78%, ranking 7th in the industry [2].