2 1 Shi Ji Jing Ji Bao Dao·2025-10-15 07:31Core Viewpoint - Qingdao Bank is committed to high-quality, specialized financial services that support regional economic development, achieving significant growth and integration into the local economy during the "14th Five-Year Plan" period [1][2]. Group 1: Financial Performance - Qingdao Bank's total assets increased from 459.83 billion yuan at the beginning of 2021 to 743.03 billion yuan by June 2025, representing a cumulative growth of over 28 billion yuan and a growth rate of 61.59% [2]. - The bank's return on equity (ROE) improved from 8.56% in early 2021 to 15.75% by June 2025, an increase of 84% [2]. - The non-performing loan ratio decreased from 1.51% in early 2021 to 1.12% by June 2025, while the provision coverage ratio increased from 169.62% to 252.80%, enhancing risk resilience [2]. Group 2: Strategic Initiatives - Qingdao Bank has adopted a comprehensive operational layout by establishing subsidiaries such as Qingyin Financial Leasing and Qingyin Wealth Management, and obtaining various important qualifications, transitioning from a traditional commercial bank to a comprehensive financial service group [2][3]. - The bank has focused on specialized operations in technology finance, inclusive finance, green finance, and manufacturing, aiming for precision in meeting national strategies and regional economic needs [7][8]. Group 3: Blue Economy and Marine Finance - Qingdao Bank has elevated "marine finance" to a core strategic level, significantly increasing credit resources for marine-related projects and achieving notable results during the "14th Five-Year Plan" [4]. - The bank is a pioneer in sustainable blue economy finance in China, having developed the world's first "Blue Asset Classification Standards" in collaboration with the IFC and successfully secured a $150 million international blue loan for marine-friendly projects [4][5]. - By June 2025, the balance of blue finance loans reached 19.23 billion yuan, serving over 500 clients and issuing more than 40 blue finance-themed wealth management products, raising over 5.3 billion yuan [4]. Group 4: Community Engagement and Future Outlook - Qingdao Bank actively participates in social responsibility initiatives and local public welfare activities, aligning its development with community growth [8]. - The bank aims to continue contributing to the high-quality development of the economy in Shandong Province and Qingdao City by maintaining a focus on political and public service aspects of financial work [8].