“粤澳养老通”首笔业务落地 琴澳养老金融服务迈出新步伐

Core Insights - The successful completion of the first cross-border fund disbursement through the "Yue-Ao Elderly Care Pass" marks a significant advancement in financial services for elderly care in the Hengqin-Macao cooperation zone [1] - The new service simplifies the process for Macao seniors to receive their pensions directly into their bank accounts in Guangdong, eliminating the complexities and delays previously associated with cross-border remittances [1] Group 1 - The "Yue-Ao Elderly Care Pass" allows pensions issued in Macao to be directly transferred to accounts in China Bank and Industrial and Commercial Bank of China in Guangdong [1] - The service operates on a system direct connection model, enabling fully automated cross-border pension transfers after a one-time account registration [1] - The implementation of this service is expected to save each Macao senior over 400 Macao dollars annually in remittance fees, significantly reducing their financial burden [1] Group 2 - The Guangdong Provincial Branch of the State Administration of Foreign Exchange plans to expand the coverage and service offerings of the "Yue-Ao Elderly Care Pass" in the next phase [2] - This initiative aims to contribute to the integration of livelihoods in the Guangdong-Hong Kong-Macao Greater Bay Area and the high-quality development of the elderly care service industry [2]