长沙银行遭股东减持60岁赵小中狠抓营收

Core Viewpoint - Changsha Bank's major shareholder, Sanli Information, has reduced its stake in the bank, with the total reduction being less than initially planned due to a decline in the bank's stock price over recent months [1][2][3]. Shareholder Reduction - Sanli Information announced a plan to reduce its holdings by up to 37 million shares, but ultimately reduced only 12.03 million shares, representing 0.3% of the total shares [2][3]. - The reduction occurred at a price range of 9.05 to 10.39 yuan per share, totaling approximately 117 million yuan [3]. Financial Performance - For the first half of the year, Changsha Bank reported operating income of 13.249 billion yuan, a year-on-year increase of 1.59%, and a net profit attributable to shareholders of 4.329 billion yuan, up 5.05% [3][4]. - The bank's revenue growth is at its lowest in recent years, primarily driven by investment income rather than interest income [4]. - Net interest income decreased by 1.74% to 9.659 billion yuan, accounting for 72.90% of total revenue, with a net interest margin of 1.87%, down 0.25 percentage points year-on-year [4]. Non-Interest Income - Non-interest income reached 3.59 billion yuan, an increase of 11.78%, with investment income significantly contributing at 3.184 billion yuan, up 118.82% [5]. Market Sentiment - The market remains cautious about the future growth prospects of Changsha Bank, despite the bank's first implementation of a mid-term dividend [6]. - Investors have inquired about increasing the dividend rate to boost confidence, to which the bank responded that it prioritizes sustainable development while ensuring regulatory capital adequacy [6]. Leadership - Zhao Xiaozhong, aged 60, has been at the helm of Changsha Bank, having served as chairman since May [7][8]. - Under his leadership, the bank has seen a continuous decline in revenue growth, with growth rates of 9.58%, 8.46%, and 4.57% from 2022 to 2024 [9]. - Recent changes in the bank's executive structure include an expansion of the board from 10 to 11 members and significant personnel changes among directors and supervisors [10].