安徽“一张保险单”撬动“三农”融资新机制

Core Viewpoint - The "Agricultural Insurance+" reform in Anhui Province aims to transform insurance from a mere compensation tool into a financing link, addressing the financing difficulties in agriculture and enhancing the rural revitalization investment mechanism [1][2]. Summary by Sections Agricultural Insurance System - Anhui's agricultural insurance system is being enhanced to integrate with various financial elements such as credit, guarantees, funds, and futures, creating a comprehensive financial support system covering the entire agricultural value chain from production to sales [1]. Reform Actions - The reform includes four key actions: 1. Diverse Financing Action: Introduction of "Government-Insurance Loans" and special guarantee plans to facilitate the flow of financial resources into agriculture [1]. 2. Multi-Dimensional Empowerment Action: Establishment of an "Agricultural Insurance+" section on the national financing credit service platform to develop innovative insurance products [1]. 3. Multi-Chain Integration Action: Promotion of "one chain, one insurance" to provide comprehensive financial services to industry chain enterprises [1]. 4. Multi-Level Coverage Action: Improvement of the agricultural product insurance system and enhancement of grassroots service capabilities [1]. Policy and Financial Coordination - The reform is not just an insurance innovation but a new mechanism that leverages insurance to synergize fiscal, financial, industrial, and capital elements, shifting the focus from risk reduction to credit enhancement and development promotion [2]. - Future efforts will focus on strengthening policy coordination and fund integration, establishing a sustainable investment system guided by the government and involving market operations and social participation [2].