前三季度我国人民币贷款增加14.75万亿元

Group 1 - The core viewpoint of the news is that China's financial indicators show a robust increase in lending and a favorable credit structure, supporting high-quality economic development [1][3][5] Group 2 - In the first three quarters of this year, the increase in RMB loans reached 14.75 trillion yuan, with a total loan balance of 270.39 trillion yuan by the end of September [1] - The broad money supply (M2) stood at 335.38 trillion yuan at the end of September, reflecting a year-on-year growth of 8.4% [3] - The total social financing stock was 437.08 trillion yuan, with a year-on-year increase of 8.7%, indicating sustained high growth [3] - The average interest rate for newly issued corporate loans in September was approximately 3.1%, down about 40 basis points from the same period last year [5] - The average interest rate for new personal housing loans was also around 3.1%, which is 25 basis points lower than the previous year [5] - The growth in inclusive small and micro loans and medium to long-term loans for the manufacturing sector was 12.2% and 8.2% year-on-year, respectively, both exceeding the overall loan growth rate [1]