美联储沃勒：颠覆是实现技术效益的必要条件。

Group 1 - The core viewpoint is that disruption is a necessary condition for achieving technological efficiency [1] Group 2 - The statement emphasizes the importance of innovation and change in driving advancements within the industry [1] - It suggests that companies must embrace disruptive technologies to remain competitive and enhance productivity [1] - The commentary reflects a broader trend in the financial sector regarding the integration of technology and the need for adaptation [1]