2025年前三季度国内金融数据概览

Monetary Supply and Growth - As of the end of September, the broad money supply (M2) reached 335.38 trillion yuan, reflecting a year-on-year growth of 8.4% [1] - The narrow money supply (M1) stood at 113.15 trillion yuan, with a year-on-year increase of 7.2% [1] - The currency in circulation (M0) amounted to 13.58 trillion yuan, showing a year-on-year growth of 11.5% [1] - In the first three quarters, a net cash injection of 761.9 billion yuan was recorded [1] Social Financing and Loans - The total social financing scale increased by 30.09 trillion yuan in the first three quarters, surpassing the previous year's figure by 4.42 trillion yuan [2] - The balance of loans to the real economy reached 267.03 trillion yuan by the end of September, with a year-on-year growth of 6.4% [3] - In the first three quarters, RMB loans increased by 14.75 trillion yuan, with household loans rising by 1.1 trillion yuan and corporate loans increasing by 13.44 trillion yuan [4] Deposits and Financial Market Rates - By the end of September, the total balance of RMB deposits was 324.94 trillion yuan, reflecting a year-on-year growth of 8% [5] - The average interbank borrowing rate in September was 1.45%, down 0.33 percentage points from the same period last year [6] - The one-year loan market quoted interest rate was 3.00%, and the rate for loans over five years was 3.50%, both lower by 0.1 percentage points compared to the end of last year [7] Currency Exchange Rates - As of the end of September, the CFETS RMB exchange rate index was 96.77, a decrease of 4.63% compared to the end of last year [8] - The RMB appreciated by 1.17% against the US dollar but depreciated by 9.71% against the euro and 3.40% against the Japanese yen [8]