多家银行公告！这类账户，将被清理

Core Viewpoint - Multiple banks are initiating the cleaning of long-dormant accounts, which includes both personal and corporate accounts that have low balances and no active transactions for an extended period [1][5][6]. Group 1: Account Cleaning Initiatives - Hubei Yuanan Rural Commercial Bank announced the cleaning of personal bank accounts, including long-dormant accounts and those with missing or expired identity information [2]. - Other banks, such as Gui'an Development Village Bank, are also cleaning accounts that have not had any payment activities for a year, excluding interest accruals [5]. - The cleaning process aims to enhance account management and safeguard customer funds, while also preventing risks associated with telecom and online fraud [7]. Group 2: Adjustments in Recognition Standards - Industrial Bank has adjusted its criteria for identifying long-dormant accounts, reducing the threshold from a balance of 100 yuan to 10 yuan and extending the inactivity period from 180 days to 365 days [6]. - The new standards will be implemented from October 15, with daily monitoring of accounts that meet the criteria [6]. Group 3: Customer Guidance and Security Measures - Customers are advised to regularly check and manage their bank accounts, utilizing services like the "one-click card check" feature in the Cloud Flash Payment app [7]. - Banks emphasize that they will not request sensitive information through phone calls or messages during the account cleaning process, ensuring customer security [8].