Bank Of Lanzhou(SZ:001227) Sou Hu Cai Jing·2025-10-16 13:13Core Viewpoint - Lanzhou Bank's stock price remained stable at 2.41 yuan as of October 16, 2025, with a slight increase in trading volume and mixed capital flow data indicating a small net outflow from major and speculative funds, while retail investors showed a net inflow [1][2]. Group 1: Stock Performance - As of October 16, 2025, Lanzhou Bank's stock closed at 2.41 yuan, with a trading volume of 453,200 shares and a total transaction value of 109 million yuan [1]. - The stock's turnover rate was 1.08%, indicating moderate trading activity [1]. Group 2: Capital Flow Analysis - On October 16, 2025, major funds experienced a net outflow of 9,443 yuan, accounting for 0.01% of the total transaction value, while speculative funds had a net outflow of 1.48 million yuan, representing 1.35% of the total [1][2]. - Retail investors showed a net inflow of 1.49 million yuan, which was 1.36% of the total transaction value on the same day [1][2]. Group 3: Financial Metrics and Industry Comparison - Lanzhou Bank's total market capitalization is 13.727 billion yuan, with a net asset value of 36.021 billion yuan and a net profit of 0.952 billion yuan [3]. - The bank's price-to-earnings ratio (P/E) is 7.21, while the industry average is 5.85, indicating a relatively higher valuation compared to peers [3]. - The bank's return on equity (ROE) stands at 2.73%, significantly lower than the industry average of 5.43%, reflecting potential challenges in profitability [3]. - For the first half of 2025, the bank reported a main operating income of 3.921 billion yuan, a year-on-year decrease of 1.86%, while the net profit increased by 0.87% to 0.952 billion yuan [3].