Commerce Bancshares, Inc. (NASDAQ:CBSH) Earnings Report Summary

Core Insights - Commerce Bancshares, Inc. reported earnings per share (EPS) of $1.06, slightly below the estimated $1.09, and generated revenue of approximately $441 million, which was also below the estimated $448 million [1][2] Revenue Performance - The revenue of $441 million for the quarter ending September 2025 marked a 4.7% increase from the same period last year, slightly exceeding the Zacks Consensus Estimate of $438.41 million, resulting in a positive surprise of 0.58% [2][5] Earnings Analysis - The EPS of $1.06 fell short of the consensus estimate by 2.75% and showed a slight decline from the $1.07 reported in the same quarter last year [2][5] Valuation Metrics - The company has a price-to-earnings (P/E) ratio of approximately 12.53 and a price-to-sales (P/S) ratio of about 3.34, providing insights into the company's market valuation and potential return on investment [3][5] Financial Health - The debt-to-equity ratio is approximately 0.72, indicating a balanced use of debt in financing its assets, while the current ratio of around 0.43 reflects the company's ability to cover short-term liabilities with short-term assets [4]