Core Insights - The spot gold price has reached a historical high of $4240 per ounce, marking a nearly 60% increase year-to-date, with local gold jewelry prices also rising above 1240 RMB per gram [1] - The Shanghai Gold Exchange has issued a notice to its members regarding market risk control, highlighting the volatility in international precious metal prices and urging members to enhance risk awareness and maintain market stability [1] - Several banks, including Industrial and Commercial Bank of China and China Construction Bank, have raised the thresholds for gold accumulation purchases and issued warnings about the risks associated with precious metal price fluctuations [1][2] Market Trends - The recent surge in gold prices has prompted banks to advise investors to monitor market changes and adopt a rational investment approach based on their financial situation and risk tolerance [2][3] - Experts suggest that regular investment strategies, such as dollar-cost averaging, are suitable for ordinary investors to mitigate risks associated with gold price volatility [2][3] Investment Strategies - Financial analysts recommend that ordinary investors limit their gold investments to 5%-10% of their total assets and consider using systematic investment plans to smooth out short-term price fluctuations [3] - The strategy of purchasing gold in smaller, incremental amounts is emphasized as a way to average costs and reduce the impact of market volatility, making it a prudent choice for long-term wealth preservation [3]
金价波动 多家银行、上金所提示风险 专家：怕追高可以这样做
2 1 Shi Ji Jing Ji Bao Dao·2025-10-16 23:10