Huntington(US:HBAN) ZACKSยท2025-10-17 14:31Core Insights - Huntington Bancshares reported a revenue of $2.15 billion for the quarter ended September 2025, marking a 14% increase year-over-year and exceeding the Zacks Consensus Estimate of $2.06 billion by 4.55% [1] - The company's earnings per share (EPS) was $0.40, up from $0.33 in the same quarter last year, also surpassing the consensus EPS estimate of $0.38 by 5.26% [1] Financial Performance Metrics - Efficiency Ratio stood at 57.4%, better than the five-analyst average estimate of 59.1% [4] - Net Interest Margin (FTE) was reported at 3.1%, matching the average estimate [4] - Net charge-offs as a percentage of average total loans and leases were 0.2%, lower than the five-analyst average estimate of 0.3% [4] - Average Balance of Total earning assets was $192.73 billion, slightly above the estimated $192.13 billion [4] - Tier 1 Leverage Ratio was 9%, exceeding the average estimate of 8.7% [4] - Regulatory Tier 1 risk-based capital ratio was 12.4%, compared to the average estimate of 12.2% [4] - Net interest income (FTE) reached $1.52 billion, surpassing the average estimate of $1.5 billion [4] - Total Non-Interest Income was $628 million, exceeding the estimated $555.07 million [4] - Capital markets and advisory fees amounted to $94 million, slightly above the average estimate of $93.27 million [4] - Customer deposit and loan fees were $102 million, higher than the average estimate of $96.55 million [4] - Payments and cash management revenue reached $174 million, exceeding the average estimate of $169.05 million [4] - Wealth and asset management revenue was $104 million, slightly above the average estimate of $103.78 million [4] Stock Performance - Shares of Huntington Bancshares have declined by 14% over the past month, while the Zacks S&P 500 composite increased by 0.7% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]