Zions Bancorporation(US:ZION) Zhi Tong Cai Jing·2025-10-17 14:35Core Viewpoint - The regional bank stocks in the U.S. rebounded after a significant drop due to loan fraud issues, with specific banks showing notable gains [1] Group 1: Stock Performance - Zion Bank (ZION.US) increased by over 6% - Alliance West Bank (WAL.US) rose nearly 4% - Carver Savings (CARV.US) gained over 2.6% - Western Community Bank (CWBC.US) climbed over 2.4% [1] Group 2: Fraud Incident - Zion Bank and Alliance West Bank reported experiencing fraud in loans issued to funds investing in distressed commercial mortgages [1] Group 3: Analyst Insights - Baird Equity Research analysts indicated that the market's reaction was excessive, upgrading Zion Bank's rating to "outperform" with a target price of $65 - Analyst David George noted that Zion Bank's market value had evaporated by over $1 billion, reflecting fears of contagion risk and liquidity concerns - The concerns were deemed partially understandable, but the analysts believe the decline was overly severe, attributing the issue to individual borrowers rather than systemic risk, with Zion Bank's CET1 capital ratio of approximately 11% alleviating investor worries about liquidity and loss absorption [1][1][1]