东莞银行IPO审核第4次中止，今年中期营利双降

Core Viewpoint - Dongguan Bank's A-share IPO review has been suspended for the fourth time since its initial submission in 2023, primarily due to the need to update financial performance data [1] Financial Performance - In 2024, Dongguan Bank's operating income is reported at 10.20 billion RMB, a decrease of 3.69% compared to 2023, and lower than the 2022 figure [2] - The bank's net profit for 2024 is 3.73 billion RMB, down 8.20% from 2023 and below the 2022 level [2] - For the first half of 2024, the bank achieved revenue of 4.97 billion RMB, a decline of 8% year-on-year [3] Asset and Liability Management - As of June 30, 2024, Dongguan Bank's total assets amounted to 677 billion RMB, reflecting a modest increase of 0.64% from the end of the previous year [4] - The bank's loan and advance issuance reached 370.81 billion RMB, an increase of 3.4% from the end of the previous year [7] - The bank has made significant adjustments in its asset structure, with cash and deposits at the central bank decreasing by 13 billion RMB [6] Capital Adequacy - Dongguan Bank's core Tier 1 capital adequacy ratio stands at 9.24%, with a total capital adequacy ratio of 13.74% [10]