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香港金管局第二批生成式AI沙盒:20家银行14家技术方入选 明年年初启动技术测试
Zhong Guo Jing Ying Bao·2025-10-18 05:36

Core Insights - The Hong Kong Monetary Authority (HKMA) and Hong Kong Cyberport have announced the participant list for the second phase of the Generative AI Sandbox, which includes 20 banks and 14 technology partners with 27 selected cases [1][2][3] Group 1: Participants and Structure - The second phase of the sandbox has expanded significantly compared to the first phase, focusing on risk management, anti-fraud measures, and customer experience innovation, with the addition of a "GenA.I. Co-Creation Lab" module [2][3] - The 20 participating banks include major institutions such as Ant Bank (Hong Kong), Bank of China (Hong Kong), and HSBC [2][3] - The 14 technology partners include AIFT, Alibaba Cloud, and Hong Kong University of Science and Technology, among others [3] Group 2: Application Scenarios - The 27 selected cases cover three main application areas: risk management, anti-fraud measures, and customer experience [5][6] - Specific applications include AI credit portfolio management, intelligent trade financing, market risk monitoring, and AI-driven customer service tools [5][6] - Ant Group's collaboration with Fubon Bank (Hong Kong) aims to enhance mobile banking experiences through an AI assistant that provides personalized financial advice [6] Group 3: Future Developments - Participants are expected to begin accessing the Cyberport's AI supercomputing center by the end of this year, with technical testing anticipated to start in early 2026 [6] - The HKMA emphasizes the importance of responsible AI application in the financial sector, leveraging the sandbox as a core initiative [6]