保险资管行业监管趋严 又有两家机构被处罚

Core Viewpoint - The insurance asset management industry is facing intensified regulatory scrutiny, with multiple companies penalized for non-compliance regarding the use of insurance funds [1][4][5]. Regulatory Actions - The National Financial Supervision Administration has issued penalties to Taiping Asset Management and Zhongcai Asset Management for failing to use insurance company funds as required, with fines of 70 million yuan and 3 million yuan respectively [2][3]. - Zhongcai Asset Management's penalties included warnings and fines totaling 230,000 yuan for responsible individuals [2]. - Taiping Asset Management has previously faced penalties totaling 6.78 million yuan for various compliance issues earlier in the year [3]. Industry Response - Both Taiping and Zhongcai Asset Management have acknowledged the violations occurred before 2020 and have stated that they have completed rectifications and established long-term compliance mechanisms [2][3]. - The industry is recognizing the need for stricter adherence to regulations and improved risk management practices [5]. Regulatory Framework - The regulatory body is implementing a more stringent risk control system, including the release of the "Interim Measures for Risk Classification of Insurance Assets" to enhance risk management and asset quality [6]. - New guidelines have been established to improve internal controls over insurance fund utilization, detailing processes for project selection, approval, and post-investment management [6]. Industry Trends - The insurance asset management sector has seen a total of 5 institutions and 47 individuals penalized this year, with fines exceeding 15 million yuan, indicating a trend towards stricter regulatory enforcement [4]. - Industry insiders emphasize the importance of compliance and risk awareness in investment operations, advocating for a more standardized and professional approach to managing insurance funds [5].