个人养老金基金再扩容！三季度新增8只产品

Core Insights - The personal pension fund sector is expanding, with the number of funds reaching 302 by September 30, 2025, following the addition of 8 new products in Q3 2023 [1][3][6] Fund Expansion - The latest update from the China Securities Regulatory Commission (CSRC) indicates that 8 new personal pension funds have been added, including 5 index-enhanced funds, 2 Fund of Funds (FOF), and 1 ETF linked fund [1][3] - The newly included funds focus on large-cap styles, specifically the CSI 500 Index and the CSI 300 Index, highlighting a trend towards stable, long-term investment options suitable for retirement planning [1][3][4] Sales Institutions - The number of sales institutions for personal pension funds remains unchanged at 52, comprising 25 securities companies, 19 commercial banks, and 8 independent fund sales institutions [2][5] Performance and Growth - Personal pension funds have shown significant performance recovery in 2023, with an average net asset value increase of 15.13% year-to-date, and only one fund reporting a negative return [6][7] - The top-performing fund, Tianhong CSI Science and Technology Innovation 50 ETF Link Y, achieved a year-to-date performance of 46.37%, with several other funds also exceeding 40% growth [6][7] - Over 98% of personal pension funds have positive returns since inception, with nearly 20% of products seeing net asset value increases of over 20% [6][7] Fund Scale - The total scale of personal pension funds reached 124.05 billion yuan by the end of Q2 2023, marking a 10.27% increase in the number of funds and a 35.7% increase in scale compared to the end of the previous year [7] - The first batch of personal pension index funds has surpassed 1.5 billion yuan in total scale within just over six months of launch, indicating strong market interest and growth potential [7]