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Core Insights - The article discusses the impact of inflation on wealth preservation and highlights the importance of certain assets that can retain or increase value during inflationary periods [1][11]. Group 1: Inflation Overview - Inflation is a significant economic phenomenon that affects daily life, with China's Consumer Price Index (CPI) expected to rise by 2.5% in 2024 and remain in the same range for 2025 [1]. - If bank deposit interest rates are lower than inflation rates, the real value of money decreases, leading to a loss of purchasing power [1]. Group 2: Valuable Assets During Inflation - Two main categories of assets that perform well during inflation are tangible assets and scarce assets [3]. - Real estate is a prime example of a tangible asset that retains value due to its essential nature, scarcity, and ability to generate cash flow [3][4]. - The average price of residential properties in China increased by 23.8% from 2020 to the first quarter of 2025, significantly outpacing inflation [3]. - The supply of residential land in 300 cities decreased by 7.3% in 2024 compared to 2023, with larger reductions in first- and second-tier cities [3]. Group 3: Precious Metals - Precious metals, particularly gold and silver, are recognized as effective hedges against inflation [5][7]. - Gold prices rose from approximately $280 per ounce in 2000 to about $2,350 per ounce by 2025, reflecting a more than 700% increase [5]. - Silver prices increased from around $5 per ounce in 2000 to about $30 per ounce by 2025, marking a 500% rise [8]. Group 4: Scarce Assets - Scarce assets, such as antiques and collectibles, also serve as effective inflation hedges [8]. - The price index for ancient Chinese paintings rose by 186% from 2010 to 2025, while contemporary art prices increased by 223% during the same period [8]. Group 5: Investment Strategies - Diversifying asset allocation is crucial for wealth protection against inflation, with suggestions to invest in real estate, stocks, bonds, and precious metals [11]. - The demand for gold ETFs in China reached 58.6 billion yuan in the first quarter of 2025, reflecting a 42% year-on-year increase, indicating a growing interest in tangible asset investments [11]. - Individuals are encouraged to enhance their human capital by improving skills and increasing income sources, as this is a fundamental strategy against inflation [12].