我国区域科技金融发展现状对比——基于资本极化效应的视角

Core Viewpoint - The article discusses the significant regional disparities in the development of technology finance in China, emphasizing the need for a balanced allocation of financial resources to support technological innovation across different regions [3][11]. Group 1: Theoretical Analysis of Unbalanced Development - The concept of capital polarization refers to the tendency of economic factors to cluster in specific locations with advantages, leading to the formation of financial development poles [4][5]. - Capital polarization is characterized by spatial concentration, where central cities attract financial capital due to their economic, political, and cultural advantages, resulting in increased financial activity [5][7]. - The dynamic evolution of capital polarization involves multiple stages, including initial aggregation, accelerated aggregation, maturity and diffusion, and dynamic adjustment [9][10]. Group 2: Comparison of Regional Technology Finance Development - There are significant regional differences in the supply of technology finance capital, with central, western, and northeastern regions lagging behind the eastern region [13]. - The demand for technology finance is uneven, with a notable disparity in the number of technology-based enterprises between eastern and other regions [16][17]. - The analysis of technology finance policies reveals that while there is a wide range of policies at the central level, regional policies vary in effectiveness and focus [18][19]. Group 3: Reasons for Regional Polarization in Technology Finance - The "East Strong, West Weak" phenomenon in capital polarization is evident, with eastern regions gaining competitive advantages in technology finance [21][22]. - Differences in resource endowments, policy environments, and market scales contribute to the uneven distribution of capital, with eastern regions attracting more investment [23]. Group 4: Recommendations and Insights - To address the imbalance in technology finance, it is essential to create a favorable ecosystem through policies that encourage financial institutions to establish a presence in underdeveloped regions [25]. - Promoting the aggregation of quality technology projects in less developed areas can enhance regional competitiveness and attract investment [26]. - Innovating financial tools, such as supply chain finance and digital financial services, can improve financing efficiency for technology enterprises in less developed regions [27]. - Establishing collaborative mechanisms between eastern and western regions can facilitate resource sharing and support the development of technology finance [28].