Ren Min Ri Bao·2025-10-20 22:45Core Viewpoint - The China Construction Bank (CCB) is committed to supporting the high-quality development of private enterprises through various financial services and innovative solutions, aiming to enhance their competitiveness and operational efficiency [1][2][3]. Group 1: Financial Support for Private Enterprises - CCB has provided nearly 6.6 trillion yuan in loans to private enterprises, with an average annual growth rate exceeding 16% over the past five years, serving nearly 10 million private businesses [1]. - The bank has launched a 2025 action plan to further support the high-quality development of private enterprises, focusing on key sectors such as technology and manufacturing [1][2]. Group 2: Innovative Financing Solutions - CCB has developed a "comprehensive service + specialized financing" support system, exemplified by its collaboration with Huasheng Group, providing over 2.4 billion yuan in syndicated loans to facilitate project construction [2]. - The bank's "脱核链贷" (Decoupled Chain Loan) innovation allows upstream suppliers to obtain financing online based on orders, with nearly 60 million yuan disbursed to alleviate suppliers' financial pressures [4]. Group 3: Comprehensive Service Models - CCB has implemented a "圈链群" (Circle-Chain-Group) service model, integrating various financial services to support the operational needs of technology-driven enterprises and their ecosystems [3]. - The bank collaborates with multiple stakeholders, including government and industry associations, to enhance service delivery and outreach to private enterprises [3]. Group 4: Support for Innovation and Technology - CCB aims to create a "five-dimensional integrated" service system to accelerate innovation in private enterprises, focusing on the entire lifecycle of technology and businesses [5][6]. - The bank has provided 2 billion yuan in loans to Jiangsu Zhengli New Energy Battery Technology Co., supporting its new manufacturing project and facilitating its successful IPO [6]. Group 5: Inclusive Financial Services - CCB is enhancing its inclusive finance model to better serve small and micro enterprises, with a focus on reducing financing costs and improving service efficiency [7]. - The bank has implemented a "no principal renewal loan" service to assist small businesses facing cash flow challenges, ensuring they can continue operations without financial strain [7]. Group 6: Global Financial Services - CCB is facilitating the international expansion of private enterprises by offering integrated cross-border financial services and innovative products like "跨境快贷" (Cross-Border Quick Loan) [8][9]. - The bank has organized events to connect private enterprises with global market opportunities, aiming to support their growth in international trade [8]. Group 7: Future Directions - CCB plans to continue enhancing its resource allocation to support the high-quality development of private enterprises, focusing on innovation, green transformation, and digital upgrades [9].