Core Insights - The monthly active users of securities apps reached 174 million in September, marking a month-on-month increase of 0.74% and a year-on-year increase of 9.73%, setting a new record for the year [1] - Guojin Securities' Guojin Commission Treasure App saw a remarkable year-on-year increase of 22.4% in monthly active users, attributed to its deep integration of AI investment advisory services [1] Company Overview - Guojin Securities' AI investment advisory service is the core of its intelligent strategy, aimed at enhancing the investment capabilities of the general public through financial technology [1] - The AI investment advisory service utilizes big data and AI technology to provide customized asset allocation plans based on investors' historical trading preferences, risk tolerance, investment goals, and life stages [1] Service Features - The AI investment advisory service integrates over 20 years of research experience and vast market data to create a high-intelligence investment service system that tracks thousands of stocks and funds in the A-share market [1] - It processes macroeconomic data and analyzes company financial reports to convert complex data into simple investment recommendations, aiding investors in market insights and investment direction [1] Customer Engagement - Guojin Securities has established a full-cycle companion service system that generates personalized review reports after each trading day and adjusts strategies based on the latest market conditions [2] - The service enhances customer engagement by transitioning from passive responses to proactive services, improving demand response and customer conversion efficiency [2] Future Developments - Guojin Securities aims to continuously upgrade its AI series products and services, focusing on clear instructions, humanized interactions, and scenario-based services to enhance product quality and user experience [2][3] - The application of AI in wealth management is expanding from basic services to core business functions, with a focus on personalized customer needs and post-investment services [3]
国金佣金宝App月活同比增长超两成,AI投顾成用户增长核心引擎