2017-2021买房的人全亏了！8090后最扎心

Core Insights - The article highlights the struggles of homebuyers from 2020 to 2022, particularly those from the 80s and 90s generations, who bought homes at peak prices and are now facing significant financial losses [1][4]. Group 1: Societal Expectations and Pressures - This generation grew up with the belief that buying a home was essential for wealth accumulation, influenced by the success of previous generations [3]. - The societal consensus emphasized homeownership as a necessary step for family formation, leading many to invest all their savings into purchasing homes [3]. Group 2: Market Dynamics and Consequences - The real estate market experienced rapid growth from 2016 to 2021, coinciding with this generation's major life events such as marriage and childbirth, which further pressured them to buy homes [4]. - Following the market crash, approximately 130 million families who purchased homes after 2017 are now facing losses, with many losing their down payments and being burdened by long-term mortgages [4]. Group 3: Personal Struggles and Societal Impact - Many individuals are now in a "negative equity" situation, where their property value is less than their mortgage balance, leading to financial strain and limiting life choices [5]. - The article calls for greater societal support for this generation, suggesting measures like easing sales restrictions and providing loan subsidies to protect their rights as first-time buyers [5].