金价又创新高！黄金还能买吗？普通老人是不是要存金？

Core Viewpoint - The recent surge in gold prices is driven by multiple factors, including rising geopolitical tensions, changes in monetary policy, and increased demand from central banks [6][8]. Group 1: Gold Price Movement - Spot gold prices have surged by 2.48%, closing at $4,357 per ounce, and briefly reaching $4,381, breaking the previous historical record [1]. - Domestic gold jewelry prices are nearing 1,300 yuan per gram, indicating a significant increase in consumer interest [3]. - Despite a recent drop in gold prices, a strong rebound has led to new highs, showcasing market volatility [4]. Group 2: Underlying Factors for Price Increase - The primary drivers of gold price increases include heightened risk aversion due to unstable global economic recovery, revised U.S. employment data, and concerns over potential government shutdowns [6]. - The Federal Reserve's interest rate cut of 25 basis points in September has weakened the dollar, making gold, priced in dollars, more valuable [8]. - Global central banks are consistently increasing their gold reserves to mitigate foreign exchange risks and reduce reliance on dollar assets, providing long-term support for gold prices [8]. Group 3: Economic Implications - Rising gold prices reflect inflation and economic instability, potentially exacerbating wealth inequality as affluent individuals can invest in gold while ordinary families face currency devaluation [10]. - Increased demand for gold as a safe-haven asset may limit consumer spending on other goods, leading to a decline in purchasing power and higher living costs [10]. - Long-term holding of gold may present challenges, as it does not generate interest or rental income, and sudden financial needs may require selling at fluctuating prices [10][11].