黄金价格再度暴涨！现在入市是良机吗？到底应当买金条还是金首饰

Core Insights - Gold prices have entered a "surge mode," with international gold prices nearing $4,500 per ounce, and domestic jewelry gold prices increasing daily by 30 to 50 yuan per gram, leading to predictions from U.S. investment leaders that prices could reach $5,000 to $10,000 per ounce in the next two to three years [1] Group 1 - Gold should be part of asset allocation but should not constitute the entirety of one's investments; it is recommended to limit gold investments to 5% to 10% of total assets and to focus on physical gold while avoiding speculation and leveraged trading [3][7] - The current high gold prices suggest that entering the market with a speculative mindset could lead to significant losses due to market volatility; gold's primary value lies in its role as a hedge and a store of value rather than a short-term profit vehicle [3][7] Group 2 - The choice between gold jewelry and gold bars depends on individual needs; gold jewelry is suitable for those who appreciate its decorative value and are willing to incur additional costs for craftsmanship, while gold bars are better for pure investment purposes due to lower costs and ease of resale [5] - For investment purposes, purchasing gold bars from reputable banks is advisable to minimize transaction risks, and it is crucial to avoid exceeding a 10% allocation of total assets to gold to mitigate exposure to market fluctuations [7]